Fort Worth vs Lubbock
Cost of Living (2026)

Lubbock is 16% more affordable than Fort Worth.

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At a glance

Fort Worth, TX

COL index93
State income taxNone
Avg 1BR rent$1,280/mo
Median home price$315K
VS

Lubbock, TX

COL index78 ✓
State income taxNone
Avg 1BR rent$780/mo ✓
Median home price$175K ✓

Cost breakdown by category

CategoryFort Worth indexLubbock indexDifference
Housing121100 ✓-21%
Groceries8975 ✓-14%
Transportation9077 ✓-13%
Healthcare9076 ✓-14%
Utilities9179 ✓-12%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Fort Worth → Lubbock

What salary in Lubbock gives you the same purchasing power as your Fort Worth salary?

Salary in Fort WorthEquivalent in LubbockDifference
$60,000$50,000$-10,000
$80,000$67,000$-13,000
$100,000$84,000$-16,000
$130,000$109,000$-21,000
$150,000$126,000$-24,000
$200,000$168,000$-32,000

Fort Worth vs Lubbock: Full Cost of Living Comparison (2026)

When comparing the cost of living between Fort Worth, TX and Lubbock, TX, Lubbock comes out significantly more affordable with a COL index of 78 versus 93 for Fort Worth — a difference of approximately 16%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Fort Worth is $315,000, compared to $175,000 in Lubbock. Average 1-bedroom rent is $1,280/month in Fort Worth versus $780/month in Lubbock.

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