Fort Worth vs San Francisco
Cost of Living (2026)

Fort Worth is 141% less expensive than San Francisco. Plus, Texas has no state income tax vs California's 9.3%.

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At a glance

Fort Worth, TX

COL index93 ✓
State income taxNone ✓
Avg 1BR rent$1,280/mo ✓
Median home price$315K ✓
VS

San Francisco, CA

COL index224
State income tax9.3%
Avg 1BR rent$3,600/mo
Median home price$1350K

Cost breakdown by category

CategoryFort Worth indexSan Francisco indexDifference
Housing121 ✓297+176%
Groceries89 ✓209+120%
Transportation90 ✓205+115%
Healthcare90 ✓215+125%
Utilities91 ✓193+102%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Fort Worth → San Francisco

What salary in San Francisco gives you the same purchasing power as your Fort Worth salary?

Salary in Fort WorthEquivalent in San FranciscoDifference
$60,000$167,000+$107,000
$80,000$222,000+$142,000
$100,000$278,000+$178,000
$130,000$361,000+$231,000
$150,000$416,000+$266,000
$200,000$555,000+$355,000

Fort Worth vs San Francisco: Full Cost of Living Comparison (2026)

When comparing the cost of living between Fort Worth, TX and San Francisco, CA, Fort Worth comes out significantly more affordable with a COL index of 93 versus 224 for San Francisco — a difference of approximately 141%.

State income tax impact

Texas has no state income tax, giving Fort Worth workers an immediate 9.3% take-home pay advantage over San Francisco workers who pay California's 9.3% state income tax.

Housing costs

The median home price in Fort Worth is $315,000, compared to $1,350,000 in San Francisco. Average 1-bedroom rent is $1,280/month in Fort Worth versus $3,600/month in San Francisco.

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