Irving vs Austin
Cost of Living (2026)

Irving is 13% less expensive than Austin.

Enter your salary → get exact comparison

At a glance

Irving, TX

COL index97 ✓
State income taxNone
Avg 1BR rent$1,350/mo ✓
Median home price$360K ✓
VS

Austin, TX

COL index110
State income taxNone
Avg 1BR rent$1,650/mo
Median home price$520K

Cost breakdown by category

CategoryIrving indexAustin indexDifference
Housing126 ✓144+18%
Groceries92 ✓104+12%
Transportation93 ✓105+12%
Healthcare94 ✓107+13%
Utilities94 ✓104+10%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Irving → Austin

What salary in Austin gives you the same purchasing power as your Irving salary?

Salary in IrvingEquivalent in AustinDifference
$60,000$68,000+$8,000
$80,000$91,000+$11,000
$100,000$113,000+$13,000
$130,000$147,000+$17,000
$150,000$170,000+$20,000
$200,000$227,000+$27,000

Irving vs Austin: Full Cost of Living Comparison (2026)

When comparing the cost of living between Irving, TX and Austin, TX, Irving comes out significantly more affordable with a COL index of 97 versus 110 for Austin — a difference of approximately 13%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Irving is $360,000, compared to $520,000 in Austin. Average 1-bedroom rent is $1,350/month in Irving versus $1,650/month in Austin.

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