Laredo vs Phoenix
Cost of Living (2026)

Laredo is 32% less expensive than Phoenix. Plus, Texas has no state income tax vs Arizona's 2.5%.

Enter your salary → get exact comparison

At a glance

Laredo, TX

COL index76 ✓
State income taxNone ✓
Avg 1BR rent$720/mo ✓
Median home price$160K ✓
VS

Phoenix, AZ

COL index100
State income tax2.5%
Avg 1BR rent$1,450/mo
Median home price$395K

Cost breakdown by category

CategoryLaredo indexPhoenix indexDifference
Housing98 ✓130+32%
Groceries73 ✓95+22%
Transportation75 ✓96+21%
Healthcare74 ✓97+23%
Utilities77 ✓96+19%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Laredo → Phoenix

What salary in Phoenix gives you the same purchasing power as your Laredo salary?

Salary in LaredoEquivalent in PhoenixDifference
$60,000$82,000+$22,000
$80,000$109,000+$29,000
$100,000$136,000+$36,000
$130,000$177,000+$47,000
$150,000$205,000+$55,000
$200,000$273,000+$73,000

Laredo vs Phoenix: Full Cost of Living Comparison (2026)

When comparing the cost of living between Laredo, TX and Phoenix, AZ, Laredo comes out significantly more affordable with a COL index of 76 versus 100 for Phoenix — a difference of approximately 32%.

State income tax impact

Texas has no state income tax, giving Laredo workers an immediate 2.5% take-home pay advantage over Phoenix workers who pay Arizona's 2.5% state income tax.

Housing costs

The median home price in Laredo is $160,000, compared to $395,000 in Phoenix. Average 1-bedroom rent is $720/month in Laredo versus $1,450/month in Phoenix.

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