Lubbock vs Fort Worth
Cost of Living (2026)

Lubbock is 19% less expensive than Fort Worth.

Enter your salary → get exact comparison

At a glance

Lubbock, TX

COL index78
State income taxNone
Avg 1BR rent$780/mo
Median home price$175K
VS

Fort Worth, TX

COL index93
State income taxNone
Avg 1BR rent$1,280/mo
Median home price$315K

Cost breakdown by category

CategoryLubbock indexFort Worth indexDifference
Housing100121+21%
Groceries7589+14%
Transportation7790+13%
Healthcare7690+14%
Utilities7991+12%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: LubbockFort Worth

What salary in Fort Worth gives you the same purchasing power as your Lubbock salary?

Salary in LubbockEquivalent in Fort WorthDifference
$60,000$72,000+$12,000
$80,000$95,000+$15,000
$100,000$119,000+$19,000
$130,000$155,000+$25,000
$150,000$179,000+$29,000
$200,000$238,000+$38,000

Lubbock vs Fort Worth: Full Cost of Living Comparison (2026)

When comparing the cost of living between Lubbock, TX and Fort Worth, TX, Lubbock comes out significantly more affordable with a COL index of 78 versus 93 for Fort Worth — a difference of approximately 19%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Lubbock is $175,000, compared to $315,000 in Fort Worth. Average 1-bedroom rent is $780/month in Lubbock versus $1,280/month in Fort Worth.

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