Is New York City cheaper than Fort Worth?

Fort Worth is 50% more expensive than New York City based on the C2ER Cost of Living Index. Fort Worth has a COL index of 93 vs 187 for New York City.

What salary do I need in Fort Worth to match $100,000 in New York City?

To maintain the same purchasing power as $100,000 in New York City, you would need approximately $45,000 in Fort Worth. This accounts for both the cost of living difference and state income tax rates (New York City: 6.85% state tax, Fort Worth: no state tax).

New York City vs Fort Worth
Cost of Living (2026)

Fort Worth is 50% more affordable than New York City. Plus, Texas has no state income tax vs New York's 6.85%.

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At a glance

New York City, NY

COL index187

State income tax6.85%

Avg 1BR rent$3,400/mo

Median home price$750K

Fort Worth, TX

COL index93 ✓

State income taxNone ✓

Avg 1BR rent$1,280/mo ✓

Median home price$315K ✓

Cost breakdown by category

Category	New York City index	Fort Worth index	Difference
Housing	247	121 ✓	-126%
Groceries	175	89 ✓	-86%
Transportation	173	90 ✓	-83%
Healthcare	180	90 ✓	-90%
Utilities	164	91 ✓	-73%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost. How we calculate this →

Salary equivalency: New York City → Fort Worth

What salary in Fort Worth gives you the same purchasing power as your New York City salary?

Salary in New York City	Equivalent in Fort Worth	Difference
$60,000	$27,000	$-33,000
$80,000	$36,000	$-44,000
$100,000	$45,000	$-55,000
$130,000	$58,000	$-72,000
$150,000	$67,000	$-83,000
$200,000	$90,000	$-110,000

New York City vs Fort Worth: Full Cost of Living Comparison (2026)

When comparing the cost of living between New York City, NY and Fort Worth, TX, Fort Worth comes out significantly more affordable with a COL index of 93 versus 187 for New York City — a difference of approximately 50%.

State income tax impact

Texas has no state income tax, giving Fort Worth workers an immediate 6.85% take-home pay advantage over New York City workers who pay New York's 6.85% state income tax.

Housing costs

The median home price in New York City is $750,000, compared to $315,000 in Fort Worth. Average 1-bedroom rent is $3,400/month in New York City versus $1,280/month in Fort Worth.

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New York City vs Fort WorthCost of Living (2026)