Phoenix vs Dallas
Cost of Living (2026)
Dallas is 4% more affordable than Phoenix. Plus, Texas has no state income tax vs Arizona's 2.5%.
Enter your salary → get exact comparisonAt a glance
Phoenix, AZ
COL index100
State income tax2.5%
Avg 1BR rent$1,450/mo
Median home price$395K
VS
Dallas, TX
COL index96 ✓
State income taxNone ✓
Avg 1BR rent$1,380/mo ✓
Median home price$340K ✓
Cost breakdown by category
Salary equivalency: Phoenix → Dallas
What salary in Dallas gives you the same purchasing power as your Phoenix salary?
Phoenix vs Dallas: Full Cost of Living Comparison (2026)
When comparing the cost of living between Phoenix, AZ and Dallas, TX, Dallas comes out significantly more affordable with a COL index of 96 versus 100 for Phoenix — a difference of approximately 4%.
State income tax impact
Texas has no state income tax, giving Dallas workers an immediate 2.5% take-home pay advantage over Phoenix workers who pay Arizona's 2.5% state income tax.
Housing costs
The median home price in Phoenix is $395,000, compared to $340,000 in Dallas. Average 1-bedroom rent is $1,450/month in Phoenix versus $1,380/month in Dallas.