Plano vs Dallas
Cost of Living (2026)

Dallas is 9% more affordable than Plano.

Enter your salary → get exact comparison

At a glance

Plano, TX

COL index105
State income taxNone
Avg 1BR rent$1,500/mo
Median home price$430K
VS

Dallas, TX

COL index96 ✓
State income taxNone
Avg 1BR rent$1,380/mo ✓
Median home price$340K ✓

Cost breakdown by category

CategoryPlano indexDallas indexDifference
Housing137125 ✓-12%
Groceries10091 ✓-9%
Transportation10092 ✓-8%
Healthcare10293 ✓-9%
Utilities10093 ✓-7%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Plano → Dallas

What salary in Dallas gives you the same purchasing power as your Plano salary?

Salary in PlanoEquivalent in DallasDifference
$60,000$55,000$-5,000
$80,000$73,000$-7,000
$100,000$91,000$-9,000
$130,000$119,000$-11,000
$150,000$137,000$-13,000
$200,000$183,000$-17,000

Plano vs Dallas: Full Cost of Living Comparison (2026)

When comparing the cost of living between Plano, TX and Dallas, TX, Dallas comes out significantly more affordable with a COL index of 96 versus 105 for Plano — a difference of approximately 9%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Plano is $430,000, compared to $340,000 in Dallas. Average 1-bedroom rent is $1,500/month in Plano versus $1,380/month in Dallas.

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