San Francisco vs Minneapolis
Cost of Living (2026)

Minneapolis is 53% more affordable than San Francisco.

Enter your salary → get exact comparison

At a glance

San Francisco, CA

COL index224
State income tax9.3%
Avg 1BR rent$3,600/mo
Median home price$1350K
VS

Minneapolis, MN

COL index106 ✓
State income tax6.8% ✓
Avg 1BR rent$1,450/mo ✓
Median home price$355K ✓

Cost breakdown by category

CategorySan Francisco indexMinneapolis indexDifference
Housing297138 ✓-159%
Groceries209101 ✓-108%
Transportation205101 ✓-104%
Healthcare215103 ✓-112%
Utilities193101 ✓-92%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: San Francisco → Minneapolis

What salary in Minneapolis gives you the same purchasing power as your San Francisco salary?

Salary in San FranciscoEquivalent in MinneapolisDifference
$60,000$27,000$-33,000
$80,000$36,000$-44,000
$100,000$45,000$-55,000
$130,000$59,000$-71,000
$150,000$68,000$-82,000
$200,000$91,000$-109,000

San Francisco vs Minneapolis: Full Cost of Living Comparison (2026)

When comparing the cost of living between San Francisco, CA and Minneapolis, MN, Minneapolis comes out significantly more affordable with a COL index of 106 versus 224 for San Francisco — a difference of approximately 53%.

State income tax impact

San Francisco workers pay 9.3% California state income tax, while Minneapolis workers pay 6.8%.

Housing costs

The median home price in San Francisco is $1,350,000, compared to $355,000 in Minneapolis. Average 1-bedroom rent is $3,600/month in San Francisco versus $1,450/month in Minneapolis.

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