Insurance45% remote-eligible+3.5% YoY growth

Director of Insurance Salary
by City (2026)

Lead insurance operations, underwriting teams, and product development. National median: $155K/year. See how your city compares.

National median

$155K

Top 10% earn

$255K

Entry level

$118K

Salary growth

+3.5%/yr

Director of Insurance salary by city

Sorted by median salary

City	Entry	Median	Senior	COL	Tax
San Francisco, CA	$177K	$233K	$300K	224	9.3%
San Jose, CA	$171K	$225K	$290K	210	9.3%
Jersey City, NJ	$168K	$220K	$284K	162	10.75%
New York City, NY	$167K	$219K	$283K	187	6.85%
Cambridge, MA	$166K	$218K	$281K	185	5%
Pearl City, HI	$166K	$218K	$281K	185	11%
Oakland, CA	$163K	$214K	$276K	185	9.3%
Washington, DC	$163K	$214K	$276K	152	8.5%
Bellevue, WA	$160K	$210K	$272K	175	None ✓
Newark, NJ	$159K	$209K	$270K	155	10.75%
Irvine, CA	$159K	$208K	$269K	172	9.3%
Boston, MA	$156K	$205K	$264K	162	5%
Yonkers, NY	$155K	$203K	$262K	165	6.85%
Bethesda, MD	$155K	$203K	$262K	165	5.75%
Los Angeles, CA	$153K	$202K	$260K	163	9.3%
Arlington, VA	$153K	$202K	$260K	148	5.75%
Kirkland, WA	$153K	$201K	$260K	162	None ✓
Seattle, WA	$151K	$198K	$256K	150	None ✓
Stamford, CT	$151K	$198K	$256K	158	6.99%
Hilo, HI	$150K	$196K	$253K	155	11%
San Diego, CA	$148K	$194K	$250K	148	9.3%
Santa Ana, CA	$147K	$193K	$249K	150	9.3%
Anaheim, CA	$146K	$191K	$247K	148	9.3%
Rockville, MD	$146K	$191K	$247K	148	5.75%
Long Beach, CA	$144K	$189K	$244K	155	9.3%
Alexandria, VA	$144K	$189K	$244K	145	5.75%
Elizabeth, NJ	$144K	$189K	$244K	145	10.75%
Chicago, IL	$142K	$186K	$240K	107	4.95%
Paterson, NJ	$141K	$186K	$240K	140	10.75%
Chula Vista, CA	$140K	$184K	$238K	138	9.3%
Edison, NJ	$140K	$184K	$238K	138	10.75%
Fairbanks, AK	$140K	$184K	$238K	138	None ✓
Sacramento, CA	$139K	$183K	$236K	128	9.3%
Miami, FL	$139K	$183K	$236K	123	None ✓
Scottsdale, AZ	$136K	$178K	$230K	118	2.5%
Denver, CO	$136K	$178K	$230K	118	4.55%
Worcester, MA	$136K	$178K	$230K	120	5%
Philadelphia, PA	$136K	$178K	$230K	110	3.07%
Portland, OR	$136K	$178K	$230K	130	9.9%
Baltimore, MD	$136K	$178K	$230K	115	5.75%
Hartford, CT	$136K	$178K	$230K	118	6.99%
Honolulu, HI	$136K	$178K	$230K	192	11%
Dallas, TX	$135K	$177K	$228K	96	None ✓
Plano, TX	$132K	$174K	$224K	105	None ✓
Atlanta, GA	$132K	$174K	$224K	99	5.75%
Minneapolis, MN	$132K	$174K	$224K	106	6.8%
New Haven, CT	$132K	$173K	$223K	122	6.99%
Nashua, NH	$131K	$172K	$221K	120	None ✓
Austin, TX	$130K	$171K	$220K	110	None ✓
Fort Lauderdale, FL	$130K	$171K	$220K	118	None ✓
Tacoma, WA	$130K	$171K	$220K	128	None ✓
Charlotte, NC	$130K	$171K	$220K	100	4.75%
Anchorage, AK	$130K	$171K	$220K	128	None ✓
Frisco, TX	$130K	$170K	$220K	118	None ✓
Riverside, CA	$130K	$170K	$220K	118	9.3%
Naperville, IL	$130K	$170K	$220K	118	4.95%
Vancouver, WA	$130K	$170K	$220K	118	None ✓
Lowell, MA	$130K	$170K	$220K	118	5%
Gresham, OR	$130K	$170K	$220K	118	9.9%
Bridgeport, CT	$130K	$170K	$220K	118	6.99%
Manchester, NH	$130K	$170K	$220K	118	None ✓
Burlington, VT	$130K	$170K	$220K	118	6.6%
Providence, RI	$130K	$170K	$220K	118	5.99%
Hialeah, FL	$128K	$168K	$217K	115	None ✓
Hollywood, FL	$128K	$168K	$217K	115	None ✓
Lakewood, CO	$128K	$168K	$217K	115	4.55%
Ann Arbor, MI	$128K	$168K	$217K	115	4.25%
Frederick, MD	$128K	$168K	$217K	115	5.75%
Portland, ME	$128K	$168K	$217K	115	7.15%
Concord, NH	$128K	$168K	$217K	115	None ✓
Warwick, RI	$128K	$168K	$217K	115	5.99%
Irving, TX	$127K	$167K	$216K	97	None ✓
McKinney, TX	$127K	$167K	$216K	108	None ✓
Aurora, CO	$127K	$167K	$216K	112	4.55%
St. Paul, MN	$127K	$167K	$216K	104	6.8%
Salt Lake City, UT	$127K	$167K	$216K	105	4.85%
Pembroke Pines, FL	$126K	$166K	$214K	112	None ✓
Fort Collins, CO	$126K	$166K	$214K	112	4.55%
Cary, NC	$126K	$166K	$214K	112	4.75%
Houston, TX	$125K	$164K	$212K	91	None ✓
Eugene, OR	$125K	$164K	$212K	110	9.9%
Round Rock, TX	$124K	$163K	$210K	108	None ✓
Tampa, FL	$124K	$163K	$210K	102	None ✓
Phoenix, AZ	$124K	$163K	$210K	100	2.5%
Chandler, AZ	$124K	$163K	$210K	105	2.5%
Gilbert, AZ	$124K	$163K	$210K	108	2.5%
Tempe, AZ	$124K	$163K	$210K	108	2.5%
Thornton, CO	$124K	$163K	$210K	108	4.55%
Raleigh, NC	$124K	$163K	$210K	102	4.75%
Durham, NC	$124K	$163K	$210K	100	4.75%
Nashville, TN	$124K	$163K	$210K	102	None ✓
Boise, ID	$124K	$163K	$210K	108	5.8%
Wilmington, DE	$124K	$163K	$210K	108	6.6%
Stockton, CA	$122K	$161K	$208K	105	9.3%
Springfield, MA	$122K	$161K	$208K	105	5%
Salem, OR	$122K	$161K	$208K	105	9.9%
Henderson, NV	$122K	$161K	$208K	105	None ✓
Meridian, ID	$122K	$161K	$208K	105	5.8%
Carrollton, TX	$121K	$159K	$205K	102	None ✓
Missoula, MT	$121K	$159K	$205K	102	6.75%
Fort Worth, TX	$120K	$158K	$204K	93	None ✓
Orlando, FL	$120K	$158K	$204K	100	None ✓
Richmond, VA	$120K	$158K	$204K	98	5.75%
Provo, UT	$120K	$158K	$204K	100	4.85%
Denton, TX	$120K	$157K	$203K	100	None ✓
San Bernardino, CA	$120K	$157K	$203K	100	9.3%
Cape Coral, FL	$120K	$157K	$203K	100	None ✓
Peoria, AZ	$120K	$157K	$203K	100	2.5%
Rochester, MN	$120K	$157K	$203K	100	6.8%
West Jordan, UT	$120K	$157K	$203K	100	4.85%
Overland Park, KS	$120K	$157K	$203K	100	5.7%
Dover, DE	$120K	$157K	$203K	100	6.6%
Albany, NY	$119K	$156K	$201K	98	6.85%
Port St. Lucie, FL	$119K	$156K	$201K	98	None ✓
Chesapeake, VA	$119K	$156K	$201K	98	5.75%
North Las Vegas, NV	$119K	$156K	$201K	98	None ✓
West Valley City, UT	$119K	$156K	$201K	98	4.85%
Orem, UT	$119K	$156K	$201K	98	4.85%
Nampa, ID	$119K	$156K	$201K	98	5.8%
Billings, MT	$119K	$156K	$201K	98	6.75%
Lewiston, ME	$119K	$156K	$201K	98	7.15%
Arlington, TX	$118K	$155K	$200K	94	None ✓
Garland, TX	$118K	$155K	$200K	91	None ✓
St. Petersburg, FL	$118K	$155K	$200K	105	None ✓
Mesa, AZ	$118K	$155K	$200K	98	2.5%
Columbus, OH	$118K	$155K	$200K	90	3.99%
Cincinnati, OH	$118K	$155K	$200K	88	3.99%
Pittsburgh, PA	$118K	$155K	$200K	90	3.07%
Las Vegas, NV	$118K	$155K	$200K	102	None ✓
Reno, NV	$118K	$155K	$200K	108	None ✓
Des Moines, IA	$118K	$155K	$200K	88	4.82%
Bakersfield, CA	$117K	$154K	$199K	95	9.3%
Aurora, IL	$117K	$154K	$199K	95	4.95%
Glendale, AZ	$117K	$154K	$199K	95	2.5%
Norfolk, VA	$117K	$154K	$199K	95	5.75%
Newport News, VA	$117K	$154K	$199K	95	5.75%
Allentown, PA	$117K	$154K	$199K	95	3.07%
North Charleston, SC	$117K	$154K	$199K	95	6.5%
Midland, TX	$116K	$152K	$196K	92	None ✓
Jacksonville, FL	$116K	$152K	$196K	93	None ✓
Athens, GA	$116K	$152K	$196K	92	5.75%
Virginia Beach, VA	$116K	$152K	$196K	98	5.75%
Kansas City, MO	$116K	$152K	$196K	90	5.3%
St. Louis, MO	$116K	$152K	$196K	86	5.3%
Madison, WI	$116K	$152K	$196K	102	5.3%
Duluth, MN	$116K	$152K	$196K	92	6.8%
Charleston, SC	$116K	$152K	$196K	105	6.5%
Greenville, SC	$116K	$152K	$196K	92	6.5%
Omaha, NE	$116K	$152K	$196K	88	5.84%
Cheyenne, WY	$116K	$152K	$196K	92	None ✓
Grand Prairie, TX	$114K	$150K	$194K	90	None ✓
Tallahassee, FL	$114K	$150K	$194K	90	None ✓
Joliet, IL	$114K	$150K	$194K	90	4.95%
Sterling Heights, MI	$114K	$150K	$194K	90	4.25%
Kenosha, WI	$114K	$150K	$194K	90	5.3%
Fargo, ND	$114K	$150K	$194K	90	2.5%
Pasadena, TX	$113K	$149K	$192K	88	None ✓
Mesquite, TX	$113K	$149K	$192K	88	None ✓
Syracuse, NY	$113K	$149K	$192K	88	6.85%
Gainesville, FL	$113K	$149K	$192K	88	None ✓
Colorado Springs, CO	$113K	$149K	$192K	102	4.55%
Greensboro, NC	$113K	$149K	$192K	88	4.75%
Chattanooga, TN	$113K	$149K	$192K	88	None ✓
Detroit, MI	$113K	$149K	$192K	82	4.25%
Indianapolis, IN	$113K	$149K	$192K	88	3.23%
Milwaukee, WI	$113K	$149K	$192K	90	5.3%
Green Bay, WI	$113K	$149K	$192K	88	5.3%
Lexington, KY	$113K	$149K	$192K	88	5%
Great Falls, MT	$113K	$149K	$192K	88	6.75%
Casper, WY	$113K	$149K	$192K	88	None ✓
Bismarck, ND	$113K	$149K	$192K	88	2.5%
Sioux Falls, SD	$113K	$149K	$192K	88	None ✓
Rapid City, SD	$113K	$149K	$192K	88	None ✓
San Antonio, TX	$112K	$147K	$190K	87	None ✓
Beaumont, TX	$112K	$147K	$189K	85	None ✓
Odessa, TX	$112K	$147K	$189K	85	None ✓
Tyler, TX	$112K	$147K	$189K	85	None ✓
Fresno, CA	$112K	$147K	$190K	102	9.3%
Buffalo, NY	$112K	$147K	$190K	88	6.85%
Rochester, NY	$112K	$147K	$190K	90	6.85%
Winston-Salem, NC	$112K	$147K	$189K	85	4.75%
Warren, MI	$112K	$147K	$189K	85	4.25%
Lansing, MI	$112K	$147K	$189K	85	4.25%
Independence, MO	$112K	$147K	$189K	85	5.3%
Louisville, KY	$112K	$147K	$190K	85	5%
Huntsville, AL	$112K	$147K	$190K	88	5%
Lafayette, LA	$112K	$147K	$189K	85	6%
Cedar Rapids, IA	$112K	$147K	$189K	85	4.82%
Kansas City, KS	$112K	$147K	$189K	85	5.7%
Lincoln, NE	$112K	$147K	$189K	85	5.84%
Rio Rancho, NM	$112K	$147K	$189K	85	5.9%
Fayetteville, AR	$112K	$147K	$189K	85	4.9%
Amarillo, TX	$110K	$145K	$187K	82	None ✓
Waco, TX	$110K	$145K	$187K	82	None ✓
Pueblo, CO	$110K	$145K	$187K	82	4.55%
Columbus, GA	$110K	$145K	$187K	82	5.75%
Augusta, GA	$110K	$145K	$187K	82	5.75%
Fayetteville, NC	$110K	$145K	$187K	82	4.75%
Clarksville, TN	$110K	$145K	$187K	82	None ✓
South Bend, IN	$110K	$145K	$187K	82	3.23%
Mobile, AL	$110K	$145K	$187K	82	5%
Broken Arrow, OK	$110K	$145K	$187K	82	4.75%
Davenport, IA	$110K	$145K	$187K	82	4.82%
Killeen, TX	$109K	$143K	$185K	80	None ✓
Rockford, IL	$109K	$143K	$185K	80	4.95%
Macon, GA	$109K	$143K	$185K	80	5.75%
Cleveland, OH	$109K	$143K	$184K	82	3.99%
Akron, OH	$109K	$143K	$185K	80	3.99%
Dayton, OH	$109K	$143K	$185K	80	3.99%
Erie, PA	$109K	$143K	$185K	80	3.07%
Springfield, MO	$109K	$143K	$185K	80	5.3%
Fort Wayne, IN	$109K	$143K	$185K	80	3.23%
Bowling Green, KY	$109K	$143K	$185K	80	5%
Birmingham, AL	$109K	$143K	$184K	82	5%
Montgomery, AL	$109K	$143K	$185K	80	5%
Norman, OK	$109K	$143K	$185K	80	4.75%
New Orleans, LA	$109K	$143K	$184K	92	6%
Las Cruces, NM	$109K	$143K	$185K	80	5.9%
Gulfport, MS	$109K	$143K	$185K	80	5%
Abilene, TX	$108K	$142K	$183K	78	None ✓
Toledo, OH	$108K	$142K	$183K	78	3.99%
Evansville, IN	$108K	$142K	$183K	78	3.23%
Shreveport, LA	$108K	$142K	$183K	78	6%
Jackson, MS	$108K	$142K	$183K	78	5%
Charleston, WV	$108K	$142K	$183K	78	6.5%
Brownsville, TX	$106K	$140K	$180K	75	None ✓
Spokane, WA	$106K	$140K	$180K	95	None ✓
Memphis, TN	$106K	$140K	$180K	82	None ✓
Grand Rapids, MI	$106K	$140K	$180K	90	4.25%
Columbia, SC	$106K	$140K	$180K	88	6.5%
Oklahoma City, OK	$106K	$140K	$180K	82	4.75%
Baton Rouge, LA	$106K	$140K	$180K	88	6%
Fort Smith, AR	$106K	$140K	$180K	75	4.9%
Huntington, WV	$106K	$140K	$180K	75	6.5%
Corpus Christi, TX	$104K	$136K	$176K	84	None ✓
Tucson, AZ	$104K	$136K	$176K	90	2.5%
Savannah, GA	$104K	$136K	$176K	92	5.75%
Knoxville, TN	$104K	$136K	$176K	85	None ✓
Tulsa, OK	$104K	$136K	$176K	80	4.75%
Albuquerque, NM	$104K	$136K	$176K	88	5.9%
Wichita, KS	$101K	$133K	$172K	82	5.7%
El Paso, TX	$100K	$132K	$170K	82	None ✓
Little Rock, AR	$100K	$132K	$170K	82	4.9%
Lubbock, TX	$97K	$127K	$164K	78	None ✓
Laredo, TX	$92K	$121K	$156K	76	None ✓

COL-adjusted: where does your salary go furthest?

A $155K Director of Insurance salary in Houston (COL 91, no tax) has significantly more purchasing power than the same salary in San Francisco (COL 224, 9.3% state tax). Use our calculator to see the real numbers.

Try COL Calculator →

Director of Insurance Salary Guide (2026)

The national median salary for a Director of Insurance is $155,000 per year. Entry-level positions typically start at $118,000, while experienced professionals in the top 25% earn $200,000 or more. The highest-paid 10% of Director of Insurances nationally earn $255,000+.

Education and requirements

Bachelor's in Finance; 10+ years insurance experience. This role is 45% remote-eligible nationally, which significantly expands the geographic job market for workers in lower cost-of-living cities.

Salary growth outlook

Director of Insurance compensation is growing at 3.5% annually, above the national average wage growth rate.

Director of Insurance salary FAQ

How much does a Director of Insurance make?

The median Director of Insurance salary in the US is $155,000 per year — about $75/hour. Most earn between $118,000 (25th percentile) and $200,000 (75th percentile).

What is the starting salary for a Director of Insurance?

Entry-level Director of Insurance positions typically start around $118,000 per year. Pay rises with experience, specialization, and location.

How much do the highest-paid Director of Insurances earn?

The top 10% of Director of Insurances earn $255,000 or more per year — usually senior, lead, or specialized professionals in high-cost or high-demand markets.

Which city pays Director of Insurances the most?

San Francisco has the highest median Director of Insurance salary at $233K among the cities we track. But high-cost metros like San Francisco and New York often have lower real purchasing power once cost of living and taxes are factored in.

Are Director of Insurance salaries going up?

Yes — Director of Insurance pay is growing about 3.5% year over year, near the US average wage-growth rate.

Director of Insurance Salaryby City (2026)