Insurance50% remote-eligible+4.5% YoY growth

Risk Manager Salary
by City (2026)

Identify, assess, and mitigate organizational risks including insurance and operational risks. National median: $110K/year. See how your city compares.

National median

$110K

Top 10% earn

$188K

Entry level

$82K

Salary growth

+4.5%/yr

Risk Manager salary by city

Sorted by median salary

City	Entry	Median	Senior	COL	Tax
San Francisco, CA	$123K	$165K	$218K	224	9.3%
San Jose, CA	$119K	$160K	$210K	210	9.3%
Jersey City, NJ	$116K	$156K	$206K	162	10.75%
New York City, NY	$116K	$155K	$205K	187	6.85%
Cambridge, MA	$115K	$154K	$204K	185	5%
Pearl City, HI	$115K	$154K	$204K	185	11%
Oakland, CA	$113K	$152K	$200K	185	9.3%
Washington, DC	$113K	$152K	$200K	152	8.5%
Bellevue, WA	$111K	$149K	$197K	175	None ✓
Newark, NJ	$111K	$149K	$196K	155	10.75%
Irvine, CA	$110K	$148K	$195K	172	9.3%
Boston, MA	$108K	$145K	$191K	162	5%
Yonkers, NY	$108K	$144K	$190K	165	6.85%
Bethesda, MD	$108K	$144K	$190K	165	5.75%
Los Angeles, CA	$107K	$143K	$189K	163	9.3%
Kirkland, WA	$107K	$143K	$188K	162	None ✓
Arlington, VA	$107K	$143K	$189K	148	5.75%
Seattle, WA	$105K	$141K	$186K	150	None ✓
Stamford, CT	$105K	$141K	$186K	158	6.99%
Hilo, HI	$104K	$139K	$184K	155	11%
San Diego, CA	$103K	$138K	$181K	148	9.3%
Santa Ana, CA	$102K	$137K	$180K	150	9.3%
Anaheim, CA	$101K	$136K	$179K	148	9.3%
Rockville, MD	$101K	$136K	$179K	148	5.75%
Long Beach, CA	$100K	$134K	$177K	155	9.3%
Alexandria, VA	$100K	$134K	$177K	145	5.75%
Elizabeth, NJ	$100K	$134K	$177K	145	10.75%
Chicago, IL	$98K	$132K	$174K	107	4.95%
Paterson, NJ	$98K	$132K	$174K	140	10.75%
Chula Vista, CA	$97K	$131K	$172K	138	9.3%
Edison, NJ	$97K	$131K	$172K	138	10.75%
Fairbanks, AK	$97K	$131K	$172K	138	None ✓
Sacramento, CA	$97K	$130K	$171K	128	9.3%
Miami, FL	$97K	$130K	$171K	123	None ✓
Scottsdale, AZ	$94K	$126K	$167K	118	2.5%
Denver, CO	$94K	$126K	$167K	118	4.55%
Worcester, MA	$94K	$126K	$167K	120	5%
Philadelphia, PA	$94K	$126K	$167K	110	3.07%
Portland, OR	$94K	$126K	$167K	130	9.9%
Baltimore, MD	$94K	$126K	$167K	115	5.75%
Hartford, CT	$94K	$126K	$167K	118	6.99%
Honolulu, HI	$94K	$126K	$167K	192	11%
Dallas, TX	$93K	$125K	$165K	96	None ✓
Plano, TX	$92K	$123K	$162K	105	None ✓
Atlanta, GA	$92K	$123K	$162K	99	5.75%
Minneapolis, MN	$92K	$123K	$162K	106	6.8%
New Haven, CT	$92K	$123K	$162K	122	6.99%
Nashua, NH	$91K	$122K	$161K	120	None ✓
Austin, TX	$90K	$121K	$160K	110	None ✓
Frisco, TX	$90K	$121K	$159K	118	None ✓
Riverside, CA	$90K	$121K	$159K	118	9.3%
Fort Lauderdale, FL	$90K	$121K	$160K	118	None ✓
Naperville, IL	$90K	$121K	$159K	118	4.95%
Tacoma, WA	$90K	$121K	$160K	128	None ✓
Vancouver, WA	$90K	$121K	$159K	118	None ✓
Lowell, MA	$90K	$121K	$159K	118	5%
Charlotte, NC	$90K	$121K	$160K	100	4.75%
Gresham, OR	$90K	$121K	$159K	118	9.9%
Bridgeport, CT	$90K	$121K	$159K	118	6.99%
Manchester, NH	$90K	$121K	$159K	118	None ✓
Burlington, VT	$90K	$121K	$159K	118	6.6%
Providence, RI	$90K	$121K	$159K	118	5.99%
Anchorage, AK	$90K	$121K	$160K	128	None ✓
Irving, TX	$89K	$119K	$157K	97	None ✓
McKinney, TX	$89K	$119K	$157K	108	None ✓
Hialeah, FL	$89K	$119K	$157K	115	None ✓
Hollywood, FL	$89K	$119K	$157K	115	None ✓
Aurora, CO	$89K	$119K	$157K	112	4.55%
Lakewood, CO	$89K	$119K	$157K	115	4.55%
Ann Arbor, MI	$89K	$119K	$157K	115	4.25%
St. Paul, MN	$89K	$119K	$157K	104	6.8%
Salt Lake City, UT	$89K	$119K	$157K	105	4.85%
Frederick, MD	$89K	$119K	$157K	115	5.75%
Portland, ME	$89K	$119K	$157K	115	7.15%
Concord, NH	$89K	$119K	$157K	115	None ✓
Warwick, RI	$89K	$119K	$157K	115	5.99%
Pembroke Pines, FL	$88K	$118K	$155K	112	None ✓
Fort Collins, CO	$88K	$118K	$155K	112	4.55%
Cary, NC	$88K	$118K	$155K	112	4.75%
Houston, TX	$87K	$117K	$154K	91	None ✓
Eugene, OR	$87K	$117K	$154K	110	9.9%
Round Rock, TX	$86K	$116K	$153K	108	None ✓
Tampa, FL	$86K	$116K	$152K	102	None ✓
Phoenix, AZ	$86K	$116K	$152K	100	2.5%
Chandler, AZ	$86K	$116K	$152K	105	2.5%
Gilbert, AZ	$86K	$116K	$153K	108	2.5%
Tempe, AZ	$86K	$116K	$153K	108	2.5%
Thornton, CO	$86K	$116K	$153K	108	4.55%
Raleigh, NC	$86K	$116K	$152K	102	4.75%
Durham, NC	$86K	$116K	$152K	100	4.75%
Nashville, TN	$86K	$116K	$152K	102	None ✓
Boise, ID	$86K	$116K	$153K	108	5.8%
Wilmington, DE	$86K	$116K	$153K	108	6.6%
Stockton, CA	$85K	$114K	$151K	105	9.3%
Springfield, MA	$85K	$114K	$151K	105	5%
Salem, OR	$85K	$114K	$151K	105	9.9%
Henderson, NV	$85K	$114K	$151K	105	None ✓
Meridian, ID	$85K	$114K	$151K	105	5.8%
Carrollton, TX	$84K	$113K	$149K	102	None ✓
Missoula, MT	$84K	$113K	$149K	102	6.75%
Fort Worth, TX	$84K	$112K	$148K	93	None ✓
Denton, TX	$83K	$112K	$147K	100	None ✓
San Bernardino, CA	$83K	$112K	$147K	100	9.3%
Orlando, FL	$84K	$112K	$148K	100	None ✓
Cape Coral, FL	$83K	$112K	$147K	100	None ✓
Peoria, AZ	$83K	$112K	$147K	100	2.5%
Richmond, VA	$84K	$112K	$148K	98	5.75%
Rochester, MN	$83K	$112K	$147K	100	6.8%
Provo, UT	$84K	$112K	$148K	100	4.85%
West Jordan, UT	$83K	$112K	$147K	100	4.85%
Overland Park, KS	$83K	$112K	$147K	100	5.7%
Dover, DE	$83K	$112K	$147K	100	6.6%
Albany, NY	$82K	$111K	$146K	98	6.85%
Port St. Lucie, FL	$82K	$111K	$146K	98	None ✓
Chesapeake, VA	$82K	$111K	$146K	98	5.75%
North Las Vegas, NV	$82K	$111K	$146K	98	None ✓
West Valley City, UT	$82K	$111K	$146K	98	4.85%
Orem, UT	$82K	$111K	$146K	98	4.85%
Nampa, ID	$82K	$111K	$146K	98	5.8%
Billings, MT	$82K	$111K	$146K	98	6.75%
Lewiston, ME	$82K	$111K	$146K	98	7.15%
Arlington, TX	$82K	$110K	$145K	94	None ✓
Garland, TX	$82K	$110K	$145K	91	None ✓
St. Petersburg, FL	$82K	$110K	$145K	105	None ✓
Mesa, AZ	$82K	$110K	$145K	98	2.5%
Columbus, OH	$82K	$110K	$145K	90	3.99%
Cincinnati, OH	$82K	$110K	$145K	88	3.99%
Pittsburgh, PA	$82K	$110K	$145K	90	3.07%
Las Vegas, NV	$82K	$110K	$145K	102	None ✓
Reno, NV	$82K	$110K	$145K	108	None ✓
Des Moines, IA	$82K	$110K	$145K	88	4.82%
Bakersfield, CA	$81K	$109K	$144K	95	9.3%
Aurora, IL	$81K	$109K	$144K	95	4.95%
Glendale, AZ	$81K	$109K	$144K	95	2.5%
Norfolk, VA	$81K	$109K	$144K	95	5.75%
Newport News, VA	$81K	$109K	$144K	95	5.75%
Allentown, PA	$81K	$109K	$144K	95	3.07%
North Charleston, SC	$81K	$109K	$144K	95	6.5%
Midland, TX	$80K	$108K	$142K	92	None ✓
Jacksonville, FL	$80K	$108K	$142K	93	None ✓
Athens, GA	$80K	$108K	$142K	92	5.75%
Virginia Beach, VA	$80K	$108K	$142K	98	5.75%
Kansas City, MO	$80K	$108K	$142K	90	5.3%
St. Louis, MO	$80K	$108K	$142K	86	5.3%
Madison, WI	$80K	$108K	$142K	102	5.3%
Duluth, MN	$80K	$108K	$142K	92	6.8%
Charleston, SC	$80K	$108K	$142K	105	6.5%
Greenville, SC	$80K	$108K	$142K	92	6.5%
Omaha, NE	$80K	$108K	$142K	88	5.84%
Cheyenne, WY	$80K	$108K	$142K	92	None ✓
Grand Prairie, TX	$80K	$107K	$141K	90	None ✓
Tallahassee, FL	$80K	$107K	$141K	90	None ✓
Joliet, IL	$80K	$107K	$141K	90	4.95%
Sterling Heights, MI	$80K	$107K	$141K	90	4.25%
Kenosha, WI	$80K	$107K	$141K	90	5.3%
Fargo, ND	$80K	$107K	$141K	90	2.5%
Pasadena, TX	$79K	$106K	$139K	88	None ✓
Mesquite, TX	$79K	$106K	$139K	88	None ✓
Syracuse, NY	$79K	$106K	$139K	88	6.85%
Gainesville, FL	$79K	$106K	$139K	88	None ✓
Colorado Springs, CO	$79K	$106K	$139K	102	4.55%
Greensboro, NC	$79K	$106K	$139K	88	4.75%
Chattanooga, TN	$79K	$106K	$139K	88	None ✓
Detroit, MI	$79K	$106K	$139K	82	4.25%
Indianapolis, IN	$79K	$106K	$139K	88	3.23%
Milwaukee, WI	$79K	$106K	$139K	90	5.3%
Green Bay, WI	$79K	$106K	$139K	88	5.3%
Lexington, KY	$79K	$106K	$139K	88	5%
Great Falls, MT	$79K	$106K	$139K	88	6.75%
Casper, WY	$79K	$106K	$139K	88	None ✓
Bismarck, ND	$79K	$106K	$139K	88	2.5%
Sioux Falls, SD	$79K	$106K	$139K	88	None ✓
Rapid City, SD	$79K	$106K	$139K	88	None ✓
San Antonio, TX	$78K	$105K	$138K	87	None ✓
Fresno, CA	$78K	$105K	$138K	102	9.3%
Buffalo, NY	$78K	$105K	$138K	88	6.85%
Rochester, NY	$78K	$105K	$138K	90	6.85%
Louisville, KY	$78K	$105K	$138K	85	5%
Huntsville, AL	$78K	$105K	$138K	88	5%
Beaumont, TX	$78K	$104K	$137K	85	None ✓
Odessa, TX	$78K	$104K	$137K	85	None ✓
Tyler, TX	$78K	$104K	$137K	85	None ✓
Winston-Salem, NC	$78K	$104K	$137K	85	4.75%
Warren, MI	$78K	$104K	$137K	85	4.25%
Lansing, MI	$78K	$104K	$137K	85	4.25%
Independence, MO	$78K	$104K	$137K	85	5.3%
Lafayette, LA	$78K	$104K	$137K	85	6%
Cedar Rapids, IA	$78K	$104K	$137K	85	4.82%
Kansas City, KS	$78K	$104K	$137K	85	5.7%
Lincoln, NE	$78K	$104K	$137K	85	5.84%
Rio Rancho, NM	$78K	$104K	$137K	85	5.9%
Fayetteville, AR	$78K	$104K	$137K	85	4.9%
Amarillo, TX	$77K	$103K	$135K	82	None ✓
Waco, TX	$77K	$103K	$135K	82	None ✓
Pueblo, CO	$77K	$103K	$135K	82	4.55%
Columbus, GA	$77K	$103K	$135K	82	5.75%
Augusta, GA	$77K	$103K	$135K	82	5.75%
Fayetteville, NC	$77K	$103K	$135K	82	4.75%
Clarksville, TN	$77K	$103K	$135K	82	None ✓
South Bend, IN	$77K	$103K	$135K	82	3.23%
Mobile, AL	$77K	$103K	$135K	82	5%
Broken Arrow, OK	$77K	$103K	$135K	82	4.75%
Davenport, IA	$77K	$103K	$135K	82	4.82%
Killeen, TX	$76K	$102K	$134K	80	None ✓
Rockford, IL	$76K	$102K	$134K	80	4.95%
Macon, GA	$76K	$102K	$134K	80	5.75%
Akron, OH	$76K	$102K	$134K	80	3.99%
Dayton, OH	$76K	$102K	$134K	80	3.99%
Erie, PA	$76K	$102K	$134K	80	3.07%
Springfield, MO	$76K	$102K	$134K	80	5.3%
Fort Wayne, IN	$76K	$102K	$134K	80	3.23%
Bowling Green, KY	$76K	$102K	$134K	80	5%
Montgomery, AL	$76K	$102K	$134K	80	5%
Norman, OK	$76K	$102K	$134K	80	4.75%
Las Cruces, NM	$76K	$102K	$134K	80	5.9%
Gulfport, MS	$76K	$102K	$134K	80	5%
Abilene, TX	$75K	$101K	$133K	78	None ✓
Cleveland, OH	$75K	$101K	$133K	82	3.99%
Toledo, OH	$75K	$101K	$133K	78	3.99%
Evansville, IN	$75K	$101K	$133K	78	3.23%
Birmingham, AL	$75K	$101K	$133K	82	5%
New Orleans, LA	$75K	$101K	$133K	92	6%
Shreveport, LA	$75K	$101K	$133K	78	6%
Jackson, MS	$75K	$101K	$133K	78	5%
Charleston, WV	$75K	$101K	$133K	78	6.5%
Brownsville, TX	$74K	$99K	$131K	75	None ✓
Spokane, WA	$74K	$99K	$131K	95	None ✓
Memphis, TN	$74K	$99K	$131K	82	None ✓
Grand Rapids, MI	$74K	$99K	$131K	90	4.25%
Columbia, SC	$74K	$99K	$131K	88	6.5%
Oklahoma City, OK	$74K	$99K	$131K	82	4.75%
Baton Rouge, LA	$74K	$99K	$131K	88	6%
Fort Smith, AR	$74K	$99K	$131K	75	4.9%
Huntington, WV	$74K	$99K	$131K	75	6.5%
Corpus Christi, TX	$72K	$97K	$128K	84	None ✓
Tucson, AZ	$72K	$97K	$128K	90	2.5%
Savannah, GA	$72K	$97K	$128K	92	5.75%
Knoxville, TN	$72K	$97K	$128K	85	None ✓
Tulsa, OK	$72K	$97K	$128K	80	4.75%
Albuquerque, NM	$72K	$97K	$128K	88	5.9%
Wichita, KS	$71K	$95K	$125K	82	5.7%
El Paso, TX	$70K	$94K	$123K	82	None ✓
Little Rock, AR	$70K	$94K	$123K	82	4.9%
Lubbock, TX	$67K	$90K	$119K	78	None ✓
Laredo, TX	$64K	$86K	$113K	76	None ✓

COL-adjusted: where does your salary go furthest?

A $110K Risk Manager salary in Houston (COL 91, no tax) has significantly more purchasing power than the same salary in San Francisco (COL 224, 9.3% state tax). Use our calculator to see the real numbers.

Try COL Calculator →

Risk Manager Salary Guide (2026)

The national median salary for a Risk Manager is $110,000 per year. Entry-level positions typically start at $82,000, while experienced professionals in the top 25% earn $145,000 or more. The highest-paid 10% of Risk Managers nationally earn $188,000+.

Education and requirements

Bachelor's in Finance or Risk Management; ARM designation. This role is 50% remote-eligible nationally, which significantly expands the geographic job market for workers in lower cost-of-living cities.

Salary growth outlook

Risk Manager compensation is growing at 4.5% annually, well above the national average wage growth rate.

Risk Manager salary FAQ

How much does a Risk Manager make?

The median Risk Manager salary in the US is $110,000 per year — about $53/hour. Most earn between $82,000 (25th percentile) and $145,000 (75th percentile).

What is the starting salary for a Risk Manager?

Entry-level Risk Manager positions typically start around $82,000 per year. Pay rises with experience, specialization, and location.

How much do the highest-paid Risk Managers earn?

The top 10% of Risk Managers earn $188,000 or more per year — usually senior, lead, or specialized professionals in high-cost or high-demand markets.

Which city pays Risk Managers the most?

San Francisco has the highest median Risk Manager salary at $165K among the cities we track. But high-cost metros like San Francisco and New York often have lower real purchasing power once cost of living and taxes are factored in.

Are Risk Manager salaries going up?

Yes — Risk Manager pay is growing about 4.5% year over year, above the US average wage-growth rate.

Risk Manager Salaryby City (2026)