Irving vs Lubbock
Cost of Living (2026)

Lubbock is 20% more affordable than Irving.

Enter your salary → get exact comparison

At a glance

Irving, TX

COL index97
State income taxNone
Avg 1BR rent$1,350/mo
Median home price$360K
VS

Lubbock, TX

COL index78 ✓
State income taxNone
Avg 1BR rent$780/mo ✓
Median home price$175K ✓

Cost breakdown by category

CategoryIrving indexLubbock indexDifference
Housing126100 ✓-26%
Groceries9275 ✓-17%
Transportation9377 ✓-16%
Healthcare9476 ✓-18%
Utilities9479 ✓-15%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Irving → Lubbock

What salary in Lubbock gives you the same purchasing power as your Irving salary?

Salary in IrvingEquivalent in LubbockDifference
$60,000$48,000$-12,000
$80,000$64,000$-16,000
$100,000$80,000$-20,000
$130,000$105,000$-25,000
$150,000$121,000$-29,000
$200,000$161,000$-39,000

Irving vs Lubbock: Full Cost of Living Comparison (2026)

When comparing the cost of living between Irving, TX and Lubbock, TX, Lubbock comes out significantly more affordable with a COL index of 78 versus 97 for Irving — a difference of approximately 20%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Irving is $360,000, compared to $175,000 in Lubbock. Average 1-bedroom rent is $1,350/month in Irving versus $780/month in Lubbock.

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