Irving vs Miami
Cost of Living (2026)

Irving is 27% less expensive than Miami.

Enter your salary → get exact comparison

At a glance

Irving, TX

COL index97 ✓
State income taxNone
Avg 1BR rent$1,350/mo ✓
Median home price$360K ✓
VS

Miami, FL

COL index123
State income taxNone
Avg 1BR rent$2,300/mo
Median home price$600K

Cost breakdown by category

CategoryIrving indexMiami indexDifference
Housing126 ✓161+35%
Groceries92 ✓116+24%
Transportation93 ✓116+23%
Healthcare94 ✓119+25%
Utilities94 ✓114+20%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Irving → Miami

What salary in Miami gives you the same purchasing power as your Irving salary?

Salary in IrvingEquivalent in MiamiDifference
$60,000$76,000+$16,000
$80,000$101,000+$21,000
$100,000$127,000+$27,000
$130,000$165,000+$35,000
$150,000$190,000+$40,000
$200,000$254,000+$54,000

Irving vs Miami: Full Cost of Living Comparison (2026)

When comparing the cost of living between Irving, TX and Miami, FL, Irving comes out significantly more affordable with a COL index of 97 versus 123 for Miami — a difference of approximately 27%.

State income tax impact

Both Texas and Florida have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Irving is $360,000, compared to $600,000 in Miami. Average 1-bedroom rent is $1,350/month in Irving versus $2,300/month in Miami.

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