Lubbock vs Minneapolis
Cost of Living (2026)

Lubbock is 36% less expensive than Minneapolis. Plus, Texas has no state income tax vs Minnesota's 6.8%.

Enter your salary → get exact comparison

At a glance

Lubbock, TX

COL index78 ✓
State income taxNone ✓
Avg 1BR rent$780/mo ✓
Median home price$175K ✓
VS

Minneapolis, MN

COL index106
State income tax6.8%
Avg 1BR rent$1,450/mo
Median home price$355K

Cost breakdown by category

CategoryLubbock indexMinneapolis indexDifference
Housing100 ✓138+38%
Groceries75 ✓101+26%
Transportation77 ✓101+24%
Healthcare76 ✓103+27%
Utilities79 ✓101+22%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Lubbock → Minneapolis

What salary in Minneapolis gives you the same purchasing power as your Lubbock salary?

Salary in LubbockEquivalent in MinneapolisDifference
$60,000$90,000+$30,000
$80,000$120,000+$40,000
$100,000$150,000+$50,000
$130,000$196,000+$66,000
$150,000$226,000+$76,000
$200,000$301,000+$101,000

Lubbock vs Minneapolis: Full Cost of Living Comparison (2026)

When comparing the cost of living between Lubbock, TX and Minneapolis, MN, Lubbock comes out significantly more affordable with a COL index of 78 versus 106 for Minneapolis — a difference of approximately 36%.

State income tax impact

Texas has no state income tax, giving Lubbock workers an immediate 6.8% take-home pay advantage over Minneapolis workers who pay Minnesota's 6.8% state income tax.

Housing costs

The median home price in Lubbock is $175,000, compared to $355,000 in Minneapolis. Average 1-bedroom rent is $780/month in Lubbock versus $1,450/month in Minneapolis.

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