Plano vs Irving
Cost of Living (2026)

Irving is 8% more affordable than Plano.

Enter your salary → get exact comparison

At a glance

Plano, TX

COL index105
State income taxNone
Avg 1BR rent$1,500/mo
Median home price$430K
VS

Irving, TX

COL index97 ✓
State income taxNone
Avg 1BR rent$1,350/mo ✓
Median home price$360K ✓

Cost breakdown by category

CategoryPlano indexIrving indexDifference
Housing137126 ✓-11%
Groceries10092 ✓-8%
Transportation10093 ✓-7%
Healthcare10294 ✓-8%
Utilities10094 ✓-6%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Plano → Irving

What salary in Irving gives you the same purchasing power as your Plano salary?

Salary in PlanoEquivalent in IrvingDifference
$60,000$55,000$-5,000
$80,000$74,000$-6,000
$100,000$92,000$-8,000
$130,000$120,000$-10,000
$150,000$139,000$-11,000
$200,000$185,000$-15,000

Plano vs Irving: Full Cost of Living Comparison (2026)

When comparing the cost of living between Plano, TX and Irving, TX, Irving comes out significantly more affordable with a COL index of 97 versus 105 for Plano — a difference of approximately 8%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Plano is $430,000, compared to $360,000 in Irving. Average 1-bedroom rent is $1,500/month in Plano versus $1,350/month in Irving.

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