Plano vs Laredo
Cost of Living (2026)

Laredo is 28% more affordable than Plano.

Enter your salary → get exact comparison

At a glance

Plano, TX

COL index105
State income taxNone
Avg 1BR rent$1,500/mo
Median home price$430K
VS

Laredo, TX

COL index76 ✓
State income taxNone
Avg 1BR rent$720/mo ✓
Median home price$160K ✓

Cost breakdown by category

CategoryPlano indexLaredo indexDifference
Housing13798 ✓-39%
Groceries10073 ✓-27%
Transportation10075 ✓-25%
Healthcare10274 ✓-28%
Utilities10077 ✓-23%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Plano → Laredo

What salary in Laredo gives you the same purchasing power as your Plano salary?

Salary in PlanoEquivalent in LaredoDifference
$60,000$43,000$-17,000
$80,000$58,000$-22,000
$100,000$72,000$-28,000
$130,000$94,000$-36,000
$150,000$109,000$-41,000
$200,000$145,000$-55,000

Plano vs Laredo: Full Cost of Living Comparison (2026)

When comparing the cost of living between Plano, TX and Laredo, TX, Laredo comes out significantly more affordable with a COL index of 76 versus 105 for Plano — a difference of approximately 28%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Plano is $430,000, compared to $160,000 in Laredo. Average 1-bedroom rent is $1,500/month in Plano versus $720/month in Laredo.

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