Plano vs Lubbock
Cost of Living (2026)

Lubbock is 26% more affordable than Plano.

Enter your salary → get exact comparison

At a glance

Plano, TX

COL index105
State income taxNone
Avg 1BR rent$1,500/mo
Median home price$430K
VS

Lubbock, TX

COL index78 ✓
State income taxNone
Avg 1BR rent$780/mo ✓
Median home price$175K ✓

Cost breakdown by category

CategoryPlano indexLubbock indexDifference
Housing137100 ✓-37%
Groceries10075 ✓-25%
Transportation10077 ✓-23%
Healthcare10276 ✓-26%
Utilities10079 ✓-21%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Plano → Lubbock

What salary in Lubbock gives you the same purchasing power as your Plano salary?

Salary in PlanoEquivalent in LubbockDifference
$60,000$45,000$-15,000
$80,000$59,000$-21,000
$100,000$74,000$-26,000
$130,000$97,000$-33,000
$150,000$111,000$-39,000
$200,000$149,000$-51,000

Plano vs Lubbock: Full Cost of Living Comparison (2026)

When comparing the cost of living between Plano, TX and Lubbock, TX, Lubbock comes out significantly more affordable with a COL index of 78 versus 105 for Plano — a difference of approximately 26%.

State income tax impact

Both Texas and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Plano is $430,000, compared to $175,000 in Lubbock. Average 1-bedroom rent is $1,500/month in Plano versus $780/month in Lubbock.

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