Plano vs Miami
Cost of Living (2026)

Plano is 17% less expensive than Miami.

Enter your salary → get exact comparison

At a glance

Plano, TX

COL index105 ✓
State income taxNone
Avg 1BR rent$1,500/mo ✓
Median home price$430K ✓
VS

Miami, FL

COL index123
State income taxNone
Avg 1BR rent$2,300/mo
Median home price$600K

Cost breakdown by category

CategoryPlano indexMiami indexDifference
Housing137 ✓161+24%
Groceries100 ✓116+16%
Transportation100 ✓116+16%
Healthcare102 ✓119+17%
Utilities100 ✓114+14%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Plano → Miami

What salary in Miami gives you the same purchasing power as your Plano salary?

Salary in PlanoEquivalent in MiamiDifference
$60,000$70,000+$10,000
$80,000$94,000+$14,000
$100,000$117,000+$17,000
$130,000$152,000+$22,000
$150,000$176,000+$26,000
$200,000$234,000+$34,000

Plano vs Miami: Full Cost of Living Comparison (2026)

When comparing the cost of living between Plano, TX and Miami, FL, Plano comes out significantly more affordable with a COL index of 105 versus 123 for Miami — a difference of approximately 17%.

State income tax impact

Both Texas and Florida have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Plano is $430,000, compared to $600,000 in Miami. Average 1-bedroom rent is $1,500/month in Plano versus $2,300/month in Miami.

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