BankingUpdated Q1 2026No state income tax

Commercial Banker Salary
in Austin, TX

Manage commercial banking relationships, credit facilities, and treasury services. Median salary in Austin: $108K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$108K
per year
Take-home: $76K

Salary range in Austin

Entry level (25th)$79,000
Median (50th)$108,000
Senior (75th)$149,000
Top earner (90th)$198,000
Data freshness

Figures represent annual base salary in Austin, Texas. Reviewed by SalaryOptics Editorial Β· How we calculate this β†’

Help build this dataset. Add your own Commercial Banker salary so other workers in Austin have better numbers to work with.
Submit yours β†’

What the numbers say for Austin

Analysis derived from the salary, COL, tax, and labor-market figures above β€” specific to this role and city.

10% premium vs national median

Commercial Bankers in Austin earn approximately 10% higher than the US national median for this role β€” a $10,000 premium on annual base salary. This reflects Austin's position as a higher-cost labor market where employers must match local wage norms.

No state income tax β€” $10K effective edge

Texas has no state income tax, which is worth roughly $10,044 per year at this salary level compared to a California Commercial Banker on the same gross pay. A Austin Commercial Banker would need to earn $119,074 in California to net the same take-home.

Key facts for Austin

Median salary
$108K
annual
Take-home pay
$76K
after fed/state tax
COL index
110
100 = US avg
State income tax
None
no-tax state
Avg 1BR rent
$1,650
per month
YoY growth
+2.5%
salary trend

Salary forecast: Austin Commercial Banker to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $108K by 2030.

Salary trend & forecast β€” Austin

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Commercial Banker salary trend 2019–2030PROJECTED β†’$90K$98K$106K$114K$122K201920212023202520272029
2026
$111K
projected
2027
$113K
projected
2028
$116K
projected
2029
$119K
projected
2030
$122K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$108,000+$0
2028 projected$108,000+$0
2029 projected$108,000+$0
2030 projected$108,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

Full salary breakdown & negotiation guide

Unlock the full salary report + negotiation email template

Enter your email for free access. We'll send salary market updates β€” unsubscribe anytime.

No spam. Unsubscribe anytime.

Commercial Banker Salary in Austin, Texas: Complete Guide (2026)

The median Commercial Banker salary in Austin, TX is $108,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Austin–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Commercial Banker in Austin

Entry-level Commercial Bankers in Austin with 0–2 years of experience typically earn between $79,000 and $108,000 annually. Mid-career professionals with 3–7 years command $108,000 to $149,000, while senior-level practitioners with 8+ years of experience regularly earn $149,000 to $198,000 or more.

Cost of living in Austin for Commercial Bankers

Austin has a cost of living index of 110 compared to the US national average of 100. Living costs in Austin are close to the national average. Crucially, Texas has no state income tax β€” giving Austin-based Commercial Bankers an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Commercial Banker

Bachelor's in Finance or Business; Series 63 license. 30% of these roles offer some remote flexibility.

Commercial Banker salary in nearby cities

CityMedian salaryCOL index
Austin (current)$108K110
Houston$104K91
San Antonio$93K87
Dallas$112K96
Fort Worth$100K93
El Paso$83K82