FinanceUpdated Q1 2025

Mortgage Loan Officer Salary
in Bismarck, ND

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Bismarck: $72K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$72K
per year
Take-home: $49K

Salary range in Bismarck

Entry level (25th)$48,000
Median (50th)$72,000
Senior (75th)$108,000
Top earner (90th)$162,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Bismarck, North Dakota.

Key facts for Bismarck

Median salary
$72K
annual
Take-home pay
$49K
after fed/state tax
COL index
88
100 = US avg
State income tax
2.5%
annual
Avg 1BR rent
$1,150
per month
YoY growth
+2.5%
salary trend

Salary forecast: Bismarck Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $72K by 2030.

Salary trend & forecast — Bismarck

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED →$60K$65K$71K$76K$81K201920212023202520272029
2026
$74K
projected
2027
$76K
projected
2028
$78K
projected
2029
$79K
projected
2030
$81K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$72,000+$0
2028 projected$72,000+$0
2029 projected$72,000+$0
2030 projected$72,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Mortgage Loan Officer Salary in Bismarck, North Dakota: Complete Guide (2026)

The median Mortgage Loan Officer salary in Bismarck, ND is $72,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the Bismarck–ND metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in Bismarck

Entry-level Mortgage Loan Officers in Bismarck with 0–2 years of experience typically earn between $48,000 and $72,000 annually. Mid-career professionals with 3–7 years command $72,000 to $108,000, while senior-level practitioners with 8+ years of experience regularly earn $108,000 to $162,000 or more.

Cost of living in Bismarck for Mortgage Loan Officers

Bismarck has a cost of living index of 88 compared to the US national average of 100. This means your salary goes approximately 12% further in Bismarck than the national average. North Dakota has a 2.5% state income tax rate.

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
Bismarck (current)$72K88
Fargo90