Analyze financial risk using mathematics, statistics, and financial theory. Median salary in Cape Coral: $125K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Cape Coral, Florida. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Florida has no state income tax, which is worth roughly $11,625 per year at this salary level compared to a California Actuary on the same gross pay. A Cape Coral Actuary would need to earn $137,817 in California to net the same take-home.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $125K by 2030.
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The median Actuary salary in Cape Coral, FL is $125,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Cape Coral–FL metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Actuarys in Cape Coral with 0–2 years of experience typically earn between $95,000 and $125,000 annually. Mid-career professionals with 3–7 years command $125,000 to $162,000, while senior-level practitioners with 8+ years of experience regularly earn $162,000 to $205,000 or more.
Cape Coral has a cost of living index of 100 compared to the US national average of 100. Living costs in Cape Coral are close to the national average. Crucially, Florida has no state income tax — giving Cape Coral-based Actuarys an immediate 3–5% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
Bachelor's in Math or Actuarial Science; ASA/FSA designation. 48% of these roles offer some remote flexibility.