HealthcareUpdated Q1 2026No state income tax

Registered Nurse Salary
in Chattanooga, TN

Provide and coordinate patient care, educate patients, and provide emotional support. Median salary in Chattanooga: $72K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$72K
per year
Take-home: $51K

Salary range in Chattanooga

Entry level (25th)$57,000
Median (50th)$72,000
Senior (75th)$92,000
Top earner (90th)$114,000
Data freshness

Figures represent annual base salary in Chattanooga, Tennessee. Reviewed by SalaryOptics Editorial · How we calculate this →

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What the numbers say for Chattanooga

Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.

12% discount vs national median

Registered Nurses in Chattanooga earn approximately 12% lower than the US national median for this role — a $10,000 discount on annual base salary. Chattanooga's lower wage level partially reflects the area's cost-of-living index of 88 (US avg = 100).

No state income tax — $7K effective edge

Tennessee has no state income tax, which is worth roughly $6,696 per year at this salary level compared to a California Registered Nurse on the same gross pay. A Chattanooga Registered Nurse would need to earn $79,383 in California to net the same take-home.

Rent eats 28% of take-home

Average 1-bedroom rent in Chattanooga ($1,200/mo) consumes approximately 28% of an after-tax median Registered Nurse salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($92K) brings that ratio into a more comfortable range here.

Key facts for Chattanooga

Median salary
$72K
annual
Take-home pay
$51K
after fed/state tax
COL index
88
100 = US avg
State income tax
None
no-tax state
Avg 1BR rent
$1,200
per month
YoY growth
+3.5%
salary trend

Salary forecast: Chattanooga Registered Nurse to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $85K by 2030.

Salary trend & forecast — Chattanooga

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Registered Nurse salary trend 2019–2030PROJECTED →$60K$67K$74K$81K$88K201920212023202520272029
2026
$75K
projected
2027
$78K
projected
2028
$81K
projected
2029
$85K
projected
2030
$88K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$75,000+$3,000
2028 projected$78,000+$6,000
2029 projected$81,000+$9,000
2030 projected$85,000+$13,000

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Registered Nurse Salary in Chattanooga, Tennessee: Complete Guide (2026)

The median Registered Nurse salary in Chattanooga, TN is $72,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Chattanooga–TN metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Registered Nurse in Chattanooga

Entry-level Registered Nurses in Chattanooga with 0–2 years of experience typically earn between $57,000 and $72,000 annually. Mid-career professionals with 3–7 years command $72,000 to $92,000, while senior-level practitioners with 8+ years of experience regularly earn $92,000 to $114,000 or more.

Cost of living in Chattanooga for Registered Nurses

Chattanooga has a cost of living index of 88 compared to the US national average of 100. This means your salary goes approximately 12% further in Chattanooga than the national average. Crucially, Tennessee has no state income tax — giving Chattanooga-based Registered Nurses an immediate 3–5% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Registered Nurse

BSN or ADN; RN licensure required. 8% of these roles offer some remote flexibility.

Registered Nurse salary in nearby cities

CityMedian salaryCOL index
Chattanooga (current)$72K88
Nashville$89K102
Memphis$75K82
Knoxville$74K85
Clarksville$67K82