FinanceUpdated Q1 2025No state income tax

Mortgage Loan Officer Salary
in Dallas, TX

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Dallas: $82K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$82K
per year
Take-home: $58K

Salary range in Dallas

Entry level (25th)$55,000
Median (50th)$82,000
Senior (75th)$123,000
Top earner (90th)$185,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Dallas, Texas.

Key facts for Dallas

Median salary
$82K
annual
Take-home pay
$58K
after fed/state tax
COL index
96
100 = US avg
State income tax
None
Texas advantage!
Avg 1BR rent
$1,380
per month
YoY growth
+2.5%
salary trend

Salary forecast: Dallas Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $82K by 2030.

Salary trend & forecast — Dallas

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED →$69K$75K$81K$87K$93K201920212023202520272029
2026
$84K
projected
2027
$86K
projected
2028
$88K
projected
2029
$91K
projected
2030
$93K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$82,000+$0
2028 projected$82,000+$0
2029 projected$82,000+$0
2030 projected$82,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Mortgage Loan Officer Salary in Dallas, Texas: Complete Guide (2026)

The median Mortgage Loan Officer salary in Dallas, TX is $82,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the Dallas–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in Dallas

Entry-level Mortgage Loan Officers in Dallas with 0–2 years of experience typically earn between $55,000 and $82,000 annually. Mid-career professionals with 3–7 years command $82,000 to $123,000, while senior-level practitioners with 8+ years of experience regularly earn $123,000 to $185,000 or more.

Cost of living in Dallas for Mortgage Loan Officers

Dallas has a cost of living index of 96 compared to the US national average of 100. This means your salary goes approximately 4% further in Dallas than the national average. Crucially, Texas has no state income tax — giving Dallas-based Mortgage Loan Officers an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
Dallas (current)$82K96
Houston91
San Antonio87
Austin110
Fort Worth93
El Paso82