BankingUpdated Q1 2026

Loan Officer Salary
in Dayton, OH

Evaluate and approve loan applications for individuals and businesses. Median salary in Dayton: $60K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$60K
per year
Take-home: $40K

Salary range in Dayton

Entry level (25th)$42,000
Median (50th)$60,000
Senior (75th)$86,000
Top earner (90th)$124,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Dayton, Ohio.

Key facts for Dayton

Median salary
$60K
annual
Take-home pay
$40K
after fed/state tax
COL index
80
100 = US avg
State income tax
3.99%
annual
Avg 1BR rent
$950
per month
YoY growth
+2%
salary trend

Salary forecast: Dayton Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $60K by 2030.

Salary trend & forecast β€” Dayton

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Loan Officer salary trend 2019–2030PROJECTED β†’$50K$55K$59K$64K$68K201920212023202520272029
2026
$61K
projected
2027
$63K
projected
2028
$65K
projected
2029
$66K
projected
2030
$68K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$60,000+$0
2028 projected$60,000+$0
2029 projected$60,000+$0
2030 projected$60,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Loan Officer Salary in Dayton, Ohio: Complete Guide (2026)

The median Loan Officer salary in Dayton, OH is $60,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Dayton–OH metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Loan Officer in Dayton

Entry-level Loan Officers in Dayton with 0–2 years of experience typically earn between $42,000 and $60,000 annually. Mid-career professionals with 3–7 years command $60,000 to $86,000, while senior-level practitioners with 8+ years of experience regularly earn $86,000 to $124,000 or more.

Cost of living in Dayton for Loan Officers

Dayton has a cost of living index of 80 compared to the US national average of 100. This means your salary goes approximately 20% further in Dayton than the national average. Ohio has a 3.99% state income tax rate.

Education requirements for Loan Officer

Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.

Loan Officer salary in nearby cities

CityMedian salaryCOL index
Dayton (current)$60K80
Columbus$75K90
Cleveland$69K82
Cincinnati$75K88
Toledo$59K78
Akron$60K80