Evaluate and approve loan applications for individuals and businesses. Median salary in Eugene: $83K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Eugene, Oregon. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Loan Officers in Eugene earn approximately 11% higher than the US national median for this role — a $8,000 premium on annual base salary. This reflects Eugene's position as a higher-cost labor market where employers must match local wage norms.
Oregon's 9.9% state income tax reduces take-home by roughly $8,217 per year at the median salary. A Loan Officer relocating to a no-tax state like Texas, Florida, or Tennessee would retain that amount without changing gross pay.
Average 1-bedroom rent in Eugene ($1,600/mo) consumes approximately 38% of an after-tax median Loan Officer salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($119K) brings that ratio into a more comfortable range here.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $83K by 2030.
Enter your email for free access. We'll send salary market updates — unsubscribe anytime.
No spam. Unsubscribe anytime.
The median Loan Officer salary in Eugene, OR is $83,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Eugene–OR metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Loan Officers in Eugene with 0–2 years of experience typically earn between $57,000 and $83,000 annually. Mid-career professionals with 3–7 years command $83,000 to $119,000, while senior-level practitioners with 8+ years of experience regularly earn $119,000 to $171,000 or more.
Eugene has a cost of living index of 110 compared to the US national average of 100. Living costs in Eugene are close to the national average. Oregon has a 9.9% state income tax rate.
Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.