Evaluate and approve loan applications for individuals and businesses. Median salary in Fort Collins: $84K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Fort Collins, Colorado. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Loan Officers in Fort Collins earn approximately 12% higher than the US national median for this role — a $9,000 premium on annual base salary. This reflects Fort Collins's position as a higher-cost labor market where employers must match local wage norms.
Average 1-bedroom rent in Fort Collins ($1,700/mo) consumes approximately 37% of an after-tax median Loan Officer salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($121K) brings that ratio into a more comfortable range here.
Loan Officer wages are growing at 2% year-over-year — slower than the BLS all-occupations average of ~3.5%. Real wages may lag inflation in years where CPI exceeds this rate, so total compensation negotiation (bonus, equity, benefits) matters more than base salary growth for this role.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $84K by 2030.
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The median Loan Officer salary in Fort Collins, CO is $84,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Fort Collins–CO metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Loan Officers in Fort Collins with 0–2 years of experience typically earn between $58,000 and $84,000 annually. Mid-career professionals with 3–7 years command $84,000 to $121,000, while senior-level practitioners with 8+ years of experience regularly earn $121,000 to $174,000 or more.
Fort Collins has a cost of living index of 112 compared to the US national average of 100. Living costs in Fort Collins are close to the national average. Colorado has a 4.55% state income tax rate.
Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.