Evaluate insurance applications and determine coverage terms and premiums. Median salary in Frisco: $92K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Frisco, Texas. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Insurance Underwriters in Frisco earn approximately 18% higher than the US national median for this role — a $14,000 premium on annual base salary. This reflects Frisco's position as a higher-cost labor market where employers must match local wage norms.
Texas has no state income tax, which is worth roughly $8,556 per year at this salary level compared to a California Insurance Underwriter on the same gross pay. A Frisco Insurance Underwriter would need to earn $101,433 in California to net the same take-home.
Average 1-bedroom rent in Frisco ($1,800/mo) consumes approximately 33% of an after-tax median Insurance Underwriter salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($120K) brings that ratio into a more comfortable range here.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $92K by 2030.
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The median Insurance Underwriter salary in Frisco, TX is $92,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Frisco–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Insurance Underwriters in Frisco with 0–2 years of experience typically earn between $68,000 and $92,000 annually. Mid-career professionals with 3–7 years command $92,000 to $120,000, while senior-level practitioners with 8+ years of experience regularly earn $120,000 to $156,000 or more.
Frisco has a cost of living index of 118 compared to the US national average of 100. Frisco's cost of living is above the US average, so the salary figures above reflect local market rates. Crucially, Texas has no state income tax — giving Frisco-based Insurance Underwriters an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
Bachelor's in Finance or Business; CPCU designation. 50% of these roles offer some remote flexibility.