FinanceUpdated Q1 2026No state income tax

Risk Analyst Salary
in Gainesville, FL

Identify and assess financial risks to help organizations make informed decisions. Median salary in Gainesville: $81K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$81K
per year
Take-home: $57K

Salary range in Gainesville

Entry level (25th)$60,000
Median (50th)$81,000
Senior (75th)$107,000
Top earner (90th)$139,000
Data freshness

Figures represent annual base salary in Gainesville, Florida. Reviewed by SalaryOptics Editorial · How we calculate this →

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What the numbers say for Gainesville

Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.

12% discount vs national median

Risk Analysts in Gainesville earn approximately 12% lower than the US national median for this role — a $11,000 discount on annual base salary. Gainesville's lower wage level partially reflects the area's cost-of-living index of 88 (US avg = 100).

No state income tax — $8K effective edge

Florida has no state income tax, which is worth roughly $7,533 per year at this salary level compared to a California Risk Analyst on the same gross pay. A Gainesville Risk Analyst would need to earn $89,305 in California to net the same take-home.

Key facts for Gainesville

Median salary
$81K
annual
Take-home pay
$57K
after fed/state tax
COL index
88
100 = US avg
State income tax
None
no-tax state
Avg 1BR rent
$1,200
per month
YoY growth
+4.5%
salary trend

Salary forecast: Gainesville Risk Analyst to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $81K by 2030.

Salary trend & forecast — Gainesville

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Risk Analyst salary trend 2019–2030PROJECTED →$68K$74K$80K$86K$92K201920212023202520272029
2026
$83K
projected
2027
$85K
projected
2028
$87K
projected
2029
$89K
projected
2030
$92K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$81,000+$0
2028 projected$81,000+$0
2029 projected$81,000+$0
2030 projected$81,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Risk Analyst Salary in Gainesville, Florida: Complete Guide (2026)

The median Risk Analyst salary in Gainesville, FL is $81,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Gainesville–FL metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Risk Analyst in Gainesville

Entry-level Risk Analysts in Gainesville with 0–2 years of experience typically earn between $60,000 and $81,000 annually. Mid-career professionals with 3–7 years command $81,000 to $107,000, while senior-level practitioners with 8+ years of experience regularly earn $107,000 to $139,000 or more.

Cost of living in Gainesville for Risk Analysts

Gainesville has a cost of living index of 88 compared to the US national average of 100. This means your salary goes approximately 12% further in Gainesville than the national average. Crucially, Florida has no state income tax — giving Gainesville-based Risk Analysts an immediate 3–5% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Risk Analyst

Bachelor's in Finance, Math, or Statistics; FRM certification. 48% of these roles offer some remote flexibility.

Risk Analyst salary in nearby cities

CityMedian salaryCOL index
Gainesville (current)$81K88
Jacksonville$90K93
Miami$109K123
Tampa$97K102
Orlando$94K100
St. Petersburg$92K105