Identify and assess financial risks to help organizations make informed decisions. Median salary in Garland: $92K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Garland, Texas. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Adjusted for Garland's cost-of-living index (91), the median Risk Analyst salary buys the equivalent of $101,099 in a US-average-cost city. That's $9,099 more purchasing power than the national median — a meaningful real-wage advantage.
Texas has no state income tax, which is worth roughly $8,556 per year at this salary level compared to a California Risk Analyst on the same gross pay. A Garland Risk Analyst would need to earn $101,433 in California to net the same take-home.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $92K by 2030.
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The median Risk Analyst salary in Garland, TX is $92,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Garland–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Risk Analysts in Garland with 0–2 years of experience typically earn between $68,000 and $92,000 annually. Mid-career professionals with 3–7 years command $92,000 to $122,000, while senior-level practitioners with 8+ years of experience regularly earn $122,000 to $158,000 or more.
Garland has a cost of living index of 91 compared to the US national average of 100. This means your salary goes approximately 9% further in Garland than the national average. Crucially, Texas has no state income tax — giving Garland-based Risk Analysts an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
Bachelor's in Finance, Math, or Statistics; FRM certification. 48% of these roles offer some remote flexibility.