Loan Officer Salary
in Jersey City, NJ
Evaluate and approve loan applications for individuals and businesses. Median salary in Jersey City: $107K/year. Data from BLS, O*NET, and H-1B disclosures.
Salary range in Jersey City
Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Jersey City, New Jersey.
Key facts for Jersey City
Salary forecast: Jersey City Loan Officer to 2030
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $107K by 2030.
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Loan Officer Salary in Jersey City, New Jersey: Complete Guide (2026)
The median Loan Officer salary in Jersey City, NJ is $107,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Jersey City–NJ metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Salary range for Loan Officer in Jersey City
Entry-level Loan Officers in Jersey City with 0–2 years of experience typically earn between $74,000 and $107,000 annually. Mid-career professionals with 3–7 years command $107,000 to $153,000, while senior-level practitioners with 8+ years of experience regularly earn $153,000 to $220,000 or more.
Cost of living in Jersey City for Loan Officers
Jersey City has a cost of living index of 162 compared to the US national average of 100. Jersey City's cost of living is above the US average, so the salary figures above reflect local market rates. New Jersey has a 10.75% state income tax rate.
Education requirements for Loan Officer
Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.