Investigate insurance claims and determine appropriate settlements. Median salary in Lakewood: $71K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Lakewood, Colorado. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Claims Adjusters in Lakewood earn approximately 15% higher than the US national median for this role — a $9,000 premium on annual base salary. This reflects Lakewood's position as a higher-cost labor market where employers must match local wage norms.
Average 1-bedroom rent in Lakewood ($1,700/mo) consumes approximately 44% of an after-tax median Claims Adjuster salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($94K) brings that ratio into a more comfortable range here.
Claims Adjuster wages are growing at 2% year-over-year — slower than the BLS all-occupations average of ~3.5%. Real wages may lag inflation in years where CPI exceeds this rate, so total compensation negotiation (bonus, equity, benefits) matters more than base salary growth for this role.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $71K by 2030.
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The median Claims Adjuster salary in Lakewood, CO is $71,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Lakewood–CO metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Claims Adjusters in Lakewood with 0–2 years of experience typically earn between $52,000 and $71,000 annually. Mid-career professionals with 3–7 years command $71,000 to $94,000, while senior-level practitioners with 8+ years of experience regularly earn $94,000 to $121,000 or more.
Lakewood has a cost of living index of 115 compared to the US national average of 100. Lakewood's cost of living is above the US average, so the salary figures above reflect local market rates. Colorado has a 4.55% state income tax rate.
Bachelor's or Associate's degree; adjuster license. 45% of these roles offer some remote flexibility.