Evaluate and approve loan applications for individuals and businesses. Median salary in Long Beach: $92K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Long Beach, California. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Loan Officers in Long Beach earn approximately 23% higher than the US national median for this role — a $17,000 premium on annual base salary. This reflects Long Beach's position as a higher-cost labor market where employers must match local wage norms.
Adjusted for Long Beach's cost-of-living index (155), the median Loan Officer salary buys the equivalent of $59,355 in a US-average-cost city. That's $15,645 less purchasing power than the national median — the higher nominal salary doesn't fully offset local costs.
California's 9.3% state income tax reduces take-home by roughly $8,556 per year at the median salary. A Loan Officer relocating to a no-tax state like Texas, Florida, or Tennessee would retain that amount without changing gross pay.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $92K by 2030.
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The median Loan Officer salary in Long Beach, CA is $92,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Long Beach–CA metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Loan Officers in Long Beach with 0–2 years of experience typically earn between $63,000 and $92,000 annually. Mid-career professionals with 3–7 years command $92,000 to $132,000, while senior-level practitioners with 8+ years of experience regularly earn $132,000 to $189,000 or more.
Long Beach has a cost of living index of 155 compared to the US national average of 100. Long Beach's cost of living is above the US average, so the salary figures above reflect local market rates. California has a 9.3% state income tax rate.
Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.