Loan Officer Salary
in New York City, NY
Evaluate and approve loan applications for individuals and businesses. Median salary in New York City: $140K/year. Data from BLS, O*NET, and H-1B disclosures.
Salary range in New York City
Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in New York City, New York.
Key facts for New York City
Salary forecast: New York City Loan Officer to 2030
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $140K by 2030.
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Loan Officer Salary in New York City, New York: Complete Guide (2026)
The median Loan Officer salary in New York City, NY is $140,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the New York City–NY metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Salary range for Loan Officer in New York City
Entry-level Loan Officers in New York City with 0–2 years of experience typically earn between $97,000 and $140,000 annually. Mid-career professionals with 3–7 years command $140,000 to $202,000, while senior-level practitioners with 8+ years of experience regularly earn $202,000 to $290,000 or more.
Cost of living in New York City for Loan Officers
New York City has a cost of living index of 187 compared to the US national average of 100. New York City's cost of living is above the US average, so the salary figures above reflect local market rates. New York has a 6.85% state income tax rate.
Education requirements for Loan Officer
Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.