BankingUpdated Q1 2026No state income tax

Loan Officer Salary
in San Antonio, TX

Evaluate and approve loan applications for individuals and businesses. Median salary in San Antonio: $71K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$71K
per year
Take-home: $50K

Salary range in San Antonio

Entry level (25th)$49,000
Median (50th)$71,000
Senior (75th)$103,000
Top earner (90th)$147,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in San Antonio, Texas.

Key facts for San Antonio

Median salary
$71K
annual
Take-home pay
$50K
after fed/state tax
COL index
87
100 = US avg
State income tax
None
Texas advantage!
Avg 1BR rent
$1,100
per month
YoY growth
+2%
salary trend

Salary forecast: San Antonio Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $71K by 2030.

Salary trend & forecast β€” San Antonio

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Loan Officer salary trend 2019–2030PROJECTED β†’$59K$64K$70K$75K$80K201920212023202520272029
2026
$73K
projected
2027
$75K
projected
2028
$76K
projected
2029
$78K
projected
2030
$80K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$71,000+$0
2028 projected$71,000+$0
2029 projected$71,000+$0
2030 projected$71,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Loan Officer Salary in San Antonio, Texas: Complete Guide (2026)

The median Loan Officer salary in San Antonio, TX is $71,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the San Antonio–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Loan Officer in San Antonio

Entry-level Loan Officers in San Antonio with 0–2 years of experience typically earn between $49,000 and $71,000 annually. Mid-career professionals with 3–7 years command $71,000 to $103,000, while senior-level practitioners with 8+ years of experience regularly earn $103,000 to $147,000 or more.

Cost of living in San Antonio for Loan Officers

San Antonio has a cost of living index of 87 compared to the US national average of 100. This means your salary goes approximately 13% further in San Antonio than the national average. Crucially, Texas has no state income tax β€” giving San Antonio-based Loan Officers an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Loan Officer

Bachelor's in Finance; NMLS license for mortgage. 35% of these roles offer some remote flexibility.

Loan Officer salary in nearby cities

CityMedian salaryCOL index
San Antonio (current)$71K87
Houston$80K91
Dallas$85K96
Austin$83K110
Fort Worth$77K93
El Paso$64K82