FinanceUpdated Q1 2026

Mortgage Loan Officer Salary
in Savannah, GA

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Savannah: $63K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$63K
per year
Take-home: $41K

Salary range in Savannah

Entry level (25th)$42,000
Median (50th)$63,000
Senior (75th)$95,000
Top earner (90th)$143,000
Data freshness

Figures represent annual base salary in Savannah, Georgia. Reviewed by SalaryOptics Editorial Β· How we calculate this β†’

Help build this dataset. Add your own Mortgage Loan Officer salary so other workers in Savannah have better numbers to work with.
Submit yours β†’

What the numbers say for Savannah

Analysis derived from the salary, COL, tax, and labor-market figures above β€” specific to this role and city.

12% discount vs national median

Mortgage Loan Officers in Savannah earn approximately 12% lower than the US national median for this role β€” a $9,000 discount on annual base salary. Savannah's lower wage level partially reflects the area's cost-of-living index of 92 (US avg = 100).

Cost-of-living adjusted picture

Adjusted for Savannah's cost-of-living index (92), the median Mortgage Loan Officer salary buys the equivalent of $68,478 in a US-average-cost city. That's $3,522 less purchasing power than the national median β€” the higher nominal salary doesn't fully offset local costs.

Rent eats 37% of take-home

Average 1-bedroom rent in Savannah ($1,250/mo) consumes approximately 37% of an after-tax median Mortgage Loan Officer salary. Financial planners typically recommend keeping housing under 30% of take-home β€” a salary at the 75th percentile ($95K) brings that ratio into a more comfortable range here.

Key facts for Savannah

Median salary
$63K
annual
Take-home pay
$41K
after fed/state tax
COL index
92
100 = US avg
State income tax
5.75%
effective rate
Avg 1BR rent
$1,250
per month
YoY growth
+2.5%
salary trend

Salary forecast: Savannah Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $63K by 2030.

Salary trend & forecast β€” Savannah

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED β†’$53K$58K$62K$67K$71K201920212023202520272029
2026
$65K
projected
2027
$66K
projected
2028
$68K
projected
2029
$70K
projected
2030
$71K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$63,000+$0
2028 projected$63,000+$0
2029 projected$63,000+$0
2030 projected$63,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

Full salary breakdown & negotiation guide

Unlock the full salary report + negotiation email template

Enter your email for free access. We'll send salary market updates β€” unsubscribe anytime.

No spam. Unsubscribe anytime.

Mortgage Loan Officer Salary in Savannah, Georgia: Complete Guide (2026)

The median Mortgage Loan Officer salary in Savannah, GA is $63,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Savannah–GA metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in Savannah

Entry-level Mortgage Loan Officers in Savannah with 0–2 years of experience typically earn between $42,000 and $63,000 annually. Mid-career professionals with 3–7 years command $63,000 to $95,000, while senior-level practitioners with 8+ years of experience regularly earn $95,000 to $143,000 or more.

Cost of living in Savannah for Mortgage Loan Officers

Savannah has a cost of living index of 92 compared to the US national average of 100. This means your salary goes approximately 8% further in Savannah than the national average. Georgia has a 5.75% state income tax rate.

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
Savannah (current)$63K92
Atlanta$81K99
Columbus$59K82
Augusta$59K82
Athens$66K92
Macon$58K80