FinanceUpdated Q1 2025

Mortgage Loan Officer Salary
in St. Louis, MO

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in St. Louis: $71K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$71K
per year
Take-home: $46K

Salary range in St. Louis

Entry level (25th)$47,000
Median (50th)$71,000
Senior (75th)$106,000
Top earner (90th)$159,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in St. Louis, Missouri.

Key facts for St. Louis

Median salary
$71K
annual
Take-home pay
$46K
after fed/state tax
COL index
86
100 = US avg
State income tax
5.3%
annual
Avg 1BR rent
$1,100
per month
YoY growth
+2.5%
salary trend

Salary forecast: St. Louis Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $71K by 2030.

Salary trend & forecast — St. Louis

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED →$59K$64K$70K$75K$80K201920212023202520272029
2026
$73K
projected
2027
$75K
projected
2028
$76K
projected
2029
$78K
projected
2030
$80K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$71,000+$0
2028 projected$71,000+$0
2029 projected$71,000+$0
2030 projected$71,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Mortgage Loan Officer Salary in St. Louis, Missouri: Complete Guide (2026)

The median Mortgage Loan Officer salary in St. Louis, MO is $71,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the St. Louis–MO metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in St. Louis

Entry-level Mortgage Loan Officers in St. Louis with 0–2 years of experience typically earn between $47,000 and $71,000 annually. Mid-career professionals with 3–7 years command $71,000 to $106,000, while senior-level practitioners with 8+ years of experience regularly earn $106,000 to $159,000 or more.

Cost of living in St. Louis for Mortgage Loan Officers

St. Louis has a cost of living index of 86 compared to the US national average of 100. This means your salary goes approximately 14% further in St. Louis than the national average. Missouri has a 5.3% state income tax rate.

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
St. Louis (current)$71K86
Kansas City90
Springfield80
Independence85