Assess and treat mental, emotional, and behavioral disorders through therapy and research. Median salary in Waco: $78K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Waco, Texas. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Clinical Psychologists in Waco earn approximately 18% lower than the US national median for this role — a $17,000 discount on annual base salary. Waco's lower wage level partially reflects the area's cost-of-living index of 82 (US avg = 100).
Texas has no state income tax, which is worth roughly $7,254 per year at this salary level compared to a California Clinical Psychologist on the same gross pay. A Waco Clinical Psychologist would need to earn $85,998 in California to net the same take-home.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $78K by 2030.
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The median Clinical Psychologist salary in Waco, TX is $78,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Waco–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Clinical Psychologists in Waco with 0–2 years of experience typically earn between $59,000 and $78,000 annually. Mid-career professionals with 3–7 years command $78,000 to $103,000, while senior-level practitioners with 8+ years of experience regularly earn $103,000 to $133,000 or more.
Waco has a cost of living index of 82 compared to the US national average of 100. This means your salary goes approximately 18% further in Waco than the national average. Crucially, Texas has no state income tax — giving Waco-based Clinical Psychologists an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
PhD or PsyD in Clinical Psychology; state licensure. 40% of these roles offer some remote flexibility.