RetailUpdated Q1 2026No state income tax

Retail Store Manager Salary
in Waco, TX

Manage store operations, staff, inventory, and customer service for retail locations. Median salary in Waco: $48K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$48K
per year
Take-home: $34K

Salary range in Waco

Entry level (25th)$34,000
Median (50th)$48,000
Senior (75th)$64,000
Top earner (90th)$86,000
Data freshness

Figures represent annual base salary in Waco, Texas. Reviewed by SalaryOptics Editorial Β· How we calculate this β†’

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What the numbers say for Waco

Analysis derived from the salary, COL, tax, and labor-market figures above β€” specific to this role and city.

17% discount vs national median

Retail Store Managers in Waco earn approximately 17% lower than the US national median for this role β€” a $10,000 discount on annual base salary. Waco's lower wage level partially reflects the area's cost-of-living index of 82 (US avg = 100).

No state income tax β€” $4K effective edge

Texas has no state income tax, which is worth roughly $4,464 per year at this salary level compared to a California Retail Store Manager on the same gross pay. A Waco Retail Store Manager would need to earn $52,922 in California to net the same take-home.

Rent eats 36% of take-home

Average 1-bedroom rent in Waco ($1,000/mo) consumes approximately 36% of an after-tax median Retail Store Manager salary. Financial planners typically recommend keeping housing under 30% of take-home β€” a salary at the 75th percentile ($64K) brings that ratio into a more comfortable range here.

Key facts for Waco

Median salary
$48K
annual
Take-home pay
$34K
after fed/state tax
COL index
82
100 = US avg
State income tax
None
no-tax state
Avg 1BR rent
$1,000
per month
YoY growth
+2%
salary trend

Salary forecast: Waco Retail Store Manager to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $48K by 2030.

Salary trend & forecast β€” Waco

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Retail Store Manager salary trend 2019–2030PROJECTED β†’$40K$44K$47K$51K$54K201920212023202520272029
2026
$49K
projected
2027
$50K
projected
2028
$52K
projected
2029
$53K
projected
2030
$54K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$48,000+$0
2028 projected$48,000+$0
2029 projected$48,000+$0
2030 projected$48,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Retail Store Manager Salary in Waco, Texas: Complete Guide (2026)

The median Retail Store Manager salary in Waco, TX is $48,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Waco–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Retail Store Manager in Waco

Entry-level Retail Store Managers in Waco with 0–2 years of experience typically earn between $34,000 and $48,000 annually. Mid-career professionals with 3–7 years command $48,000 to $64,000, while senior-level practitioners with 8+ years of experience regularly earn $64,000 to $86,000 or more.

Cost of living in Waco for Retail Store Managers

Waco has a cost of living index of 82 compared to the US national average of 100. This means your salary goes approximately 18% further in Waco than the national average. Crucially, Texas has no state income tax β€” giving Waco-based Retail Store Managers an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Retail Store Manager

Bachelor's or Associate's; retail management experience. 5% of these roles offer some remote flexibility.

Retail Store Manager salary in nearby cities

CityMedian salaryCOL index
Waco (current)$48K82
Houston$53K91
San Antonio$50K87
Dallas$56K96
Austin$64K110
Fort Worth$54K93