Miami vs El Paso
Cost of Living (2026)

El Paso is 33% more affordable than Miami.

Enter your salary → get exact comparison

At a glance

Miami, FL

COL index123
State income taxNone
Avg 1BR rent$2,300/mo
Median home price$600K
VS

El Paso, TX

COL index82 ✓
State income taxNone
Avg 1BR rent$850/mo ✓
Median home price$190K ✓

Cost breakdown by category

CategoryMiami indexEl Paso indexDifference
Housing161106 ✓-55%
Groceries11678 ✓-38%
Transportation11680 ✓-36%
Healthcare11980 ✓-39%
Utilities11482 ✓-32%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Miami → El Paso

What salary in El Paso gives you the same purchasing power as your Miami salary?

Salary in MiamiEquivalent in El PasoDifference
$60,000$40,000$-20,000
$80,000$53,000$-27,000
$100,000$67,000$-33,000
$130,000$87,000$-43,000
$150,000$100,000$-50,000
$200,000$133,000$-67,000

Miami vs El Paso: Full Cost of Living Comparison (2026)

When comparing the cost of living between Miami, FL and El Paso, TX, El Paso comes out significantly more affordable with a COL index of 82 versus 123 for Miami — a difference of approximately 33%.

State income tax impact

Both Florida and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Miami is $600,000, compared to $190,000 in El Paso. Average 1-bedroom rent is $2,300/month in Miami versus $850/month in El Paso.

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