Miami vs Fort Worth
Cost of Living (2026)

Fort Worth is 24% more affordable than Miami.

Enter your salary → get exact comparison

At a glance

Miami, FL

COL index123
State income taxNone
Avg 1BR rent$2,300/mo
Median home price$600K
VS

Fort Worth, TX

COL index93 ✓
State income taxNone
Avg 1BR rent$1,280/mo ✓
Median home price$315K ✓

Cost breakdown by category

CategoryMiami indexFort Worth indexDifference
Housing161121 ✓-40%
Groceries11689 ✓-27%
Transportation11690 ✓-26%
Healthcare11990 ✓-29%
Utilities11491 ✓-23%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Miami → Fort Worth

What salary in Fort Worth gives you the same purchasing power as your Miami salary?

Salary in MiamiEquivalent in Fort WorthDifference
$60,000$45,000$-15,000
$80,000$60,000$-20,000
$100,000$76,000$-24,000
$130,000$98,000$-32,000
$150,000$113,000$-37,000
$200,000$151,000$-49,000

Miami vs Fort Worth: Full Cost of Living Comparison (2026)

When comparing the cost of living between Miami, FL and Fort Worth, TX, Fort Worth comes out significantly more affordable with a COL index of 93 versus 123 for Miami — a difference of approximately 24%.

State income tax impact

Both Florida and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Miami is $600,000, compared to $315,000 in Fort Worth. Average 1-bedroom rent is $2,300/month in Miami versus $1,280/month in Fort Worth.

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