Miami vs San Antonio
Cost of Living (2026)

San Antonio is 29% more affordable than Miami.

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At a glance

Miami, FL

COL index123
State income taxNone
Avg 1BR rent$2,300/mo
Median home price$600K
VS

San Antonio, TX

COL index87 ✓
State income taxNone
Avg 1BR rent$1,100/mo ✓
Median home price$260K ✓

Cost breakdown by category

CategoryMiami indexSan Antonio indexDifference
Housing161112 ✓-49%
Groceries11683 ✓-33%
Transportation11685 ✓-31%
Healthcare11985 ✓-34%
Utilities11486 ✓-28%

Source: C2ER Cost of Living Index 2026. Index = 100 is US average. ✓ indicates lower cost.

Salary equivalency: Miami → San Antonio

What salary in San Antonio gives you the same purchasing power as your Miami salary?

Salary in MiamiEquivalent in San AntonioDifference
$60,000$42,000$-18,000
$80,000$57,000$-23,000
$100,000$71,000$-29,000
$130,000$92,000$-38,000
$150,000$106,000$-44,000
$200,000$141,000$-59,000

Miami vs San Antonio: Full Cost of Living Comparison (2026)

When comparing the cost of living between Miami, FL and San Antonio, TX, San Antonio comes out significantly more affordable with a COL index of 87 versus 123 for Miami — a difference of approximately 29%.

State income tax impact

Both Florida and Texas have no state income tax, so that factor is neutral in this comparison.

Housing costs

The median home price in Miami is $600,000, compared to $260,000 in San Antonio. Average 1-bedroom rent is $2,300/month in Miami versus $1,100/month in San Antonio.

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