Finance42% remote-eligible+2.8% YoY growth

Credit Analyst Salary
by City (2026)

Evaluate creditworthiness of individuals and businesses applying for loans. National median: $70K/year. See how your city compares.

National median

$70K

Top 10% earn

$120K

Entry level

$52K

Salary growth

+2.8%/yr

Credit Analyst salary by city

Sorted by median salary

City	Entry	Median	Senior	COL	Tax
San Francisco, CA	$78K	$105K	$138K	224	9.3%
San Jose, CA	$75K	$102K	$133K	210	9.3%
New York City, NY	$73K	$99K	$130K	187	6.85%
Jersey City, NJ	$74K	$99K	$131K	162	10.75%
Cambridge, MA	$73K	$98K	$129K	185	5%
Pearl City, HI	$73K	$98K	$129K	185	11%
Oakland, CA	$72K	$97K	$127K	185	9.3%
Washington, DC	$72K	$97K	$127K	152	8.5%
Bellevue, WA	$71K	$95K	$125K	175	None ✓
Newark, NJ	$70K	$95K	$124K	155	10.75%
Irvine, CA	$70K	$94K	$124K	172	9.3%
Yonkers, NY	$68K	$92K	$121K	165	6.85%
Boston, MA	$69K	$92K	$121K	162	5%
Bethesda, MD	$68K	$92K	$121K	165	5.75%
Los Angeles, CA	$68K	$91K	$120K	163	9.3%
Kirkland, WA	$68K	$91K	$120K	162	None ✓
Arlington, VA	$68K	$91K	$120K	148	5.75%
Seattle, WA	$67K	$90K	$118K	150	None ✓
Stamford, CT	$67K	$90K	$118K	158	6.99%
Hilo, HI	$66K	$89K	$117K	155	11%
San Diego, CA	$65K	$88K	$115K	148	9.3%
Santa Ana, CA	$65K	$87K	$114K	150	9.3%
Anaheim, CA	$64K	$86K	$114K	148	9.3%
Rockville, MD	$64K	$86K	$114K	148	5.75%
Long Beach, CA	$63K	$85K	$112K	155	9.3%
Alexandria, VA	$63K	$85K	$112K	145	5.75%
Elizabeth, NJ	$63K	$85K	$112K	145	10.75%
Chicago, IL	$62K	$84K	$110K	107	4.95%
Paterson, NJ	$62K	$84K	$110K	140	10.75%
Sacramento, CA	$61K	$83K	$109K	128	9.3%
Chula Vista, CA	$62K	$83K	$109K	138	9.3%
Miami, FL	$61K	$83K	$109K	123	None ✓
Edison, NJ	$62K	$83K	$109K	138	10.75%
Fairbanks, AK	$62K	$83K	$109K	138	None ✓
Scottsdale, AZ	$60K	$81K	$106K	118	2.5%
Denver, CO	$60K	$81K	$106K	118	4.55%
Worcester, MA	$60K	$81K	$106K	120	5%
Philadelphia, PA	$60K	$81K	$106K	110	3.07%
Portland, OR	$60K	$81K	$106K	130	9.9%
Baltimore, MD	$60K	$81K	$106K	115	5.75%
Hartford, CT	$60K	$81K	$106K	118	6.99%
Honolulu, HI	$60K	$81K	$106K	192	11%
Dallas, TX	$59K	$80K	$105K	96	None ✓
Plano, TX	$58K	$78K	$103K	105	None ✓
Atlanta, GA	$58K	$78K	$103K	99	5.75%
Minneapolis, MN	$58K	$78K	$103K	106	6.8%
New Haven, CT	$58K	$78K	$103K	122	6.99%
Austin, TX	$57K	$77K	$101K	110	None ✓
Frisco, TX	$57K	$77K	$101K	118	None ✓
Riverside, CA	$57K	$77K	$101K	118	9.3%
Fort Lauderdale, FL	$57K	$77K	$101K	118	None ✓
Naperville, IL	$57K	$77K	$101K	118	4.95%
Tacoma, WA	$57K	$77K	$101K	128	None ✓
Vancouver, WA	$57K	$77K	$101K	118	None ✓
Lowell, MA	$57K	$77K	$101K	118	5%
Charlotte, NC	$57K	$77K	$101K	100	4.75%
Gresham, OR	$57K	$77K	$101K	118	9.9%
Bridgeport, CT	$57K	$77K	$101K	118	6.99%
Manchester, NH	$57K	$77K	$101K	118	None ✓
Nashua, NH	$58K	$77K	$102K	120	None ✓
Burlington, VT	$57K	$77K	$101K	118	6.6%
Providence, RI	$57K	$77K	$101K	118	5.99%
Anchorage, AK	$57K	$77K	$101K	128	None ✓
Irving, TX	$56K	$76K	$99K	97	None ✓
McKinney, TX	$56K	$76K	$99K	108	None ✓
Hialeah, FL	$56K	$76K	$100K	115	None ✓
Hollywood, FL	$56K	$76K	$100K	115	None ✓
Aurora, CO	$56K	$76K	$99K	112	4.55%
Lakewood, CO	$56K	$76K	$100K	115	4.55%
Ann Arbor, MI	$56K	$76K	$100K	115	4.25%
St. Paul, MN	$56K	$76K	$99K	104	6.8%
Salt Lake City, UT	$56K	$76K	$99K	105	4.85%
Frederick, MD	$56K	$76K	$100K	115	5.75%
Portland, ME	$56K	$76K	$100K	115	7.15%
Concord, NH	$56K	$76K	$100K	115	None ✓
Warwick, RI	$56K	$76K	$100K	115	5.99%
Pembroke Pines, FL	$56K	$75K	$98K	112	None ✓
Fort Collins, CO	$56K	$75K	$98K	112	4.55%
Cary, NC	$56K	$75K	$98K	112	4.75%
Houston, TX	$55K	$74K	$98K	91	None ✓
Round Rock, TX	$55K	$74K	$97K	108	None ✓
Tampa, FL	$55K	$74K	$97K	102	None ✓
Phoenix, AZ	$55K	$74K	$97K	100	2.5%
Chandler, AZ	$55K	$74K	$97K	105	2.5%
Gilbert, AZ	$55K	$74K	$97K	108	2.5%
Tempe, AZ	$55K	$74K	$97K	108	2.5%
Thornton, CO	$55K	$74K	$97K	108	4.55%
Raleigh, NC	$55K	$74K	$97K	102	4.75%
Durham, NC	$55K	$74K	$97K	100	4.75%
Nashville, TN	$55K	$74K	$97K	102	None ✓
Eugene, OR	$55K	$74K	$98K	110	9.9%
Boise, ID	$55K	$74K	$97K	108	5.8%
Wilmington, DE	$55K	$74K	$97K	108	6.6%
Stockton, CA	$54K	$73K	$95K	105	9.3%
Springfield, MA	$54K	$73K	$95K	105	5%
Salem, OR	$54K	$73K	$95K	105	9.9%
Henderson, NV	$54K	$73K	$95K	105	None ✓
Meridian, ID	$54K	$73K	$95K	105	5.8%
Carrollton, TX	$53K	$72K	$94K	102	None ✓
Missoula, MT	$53K	$72K	$94K	102	6.75%
Fort Worth, TX	$53K	$71K	$94K	93	None ✓
Denton, TX	$53K	$71K	$93K	100	None ✓
San Bernardino, CA	$53K	$71K	$93K	100	9.3%
Orlando, FL	$53K	$71K	$94K	100	None ✓
Cape Coral, FL	$53K	$71K	$93K	100	None ✓
Peoria, AZ	$53K	$71K	$93K	100	2.5%
Richmond, VA	$53K	$71K	$94K	98	5.75%
Rochester, MN	$53K	$71K	$93K	100	6.8%
Provo, UT	$53K	$71K	$94K	100	4.85%
West Jordan, UT	$53K	$71K	$93K	100	4.85%
Overland Park, KS	$53K	$71K	$93K	100	5.7%
Dover, DE	$53K	$71K	$93K	100	6.6%
Arlington, TX	$52K	$70K	$92K	94	None ✓
Garland, TX	$52K	$70K	$92K	91	None ✓
Bakersfield, CA	$52K	$70K	$91K	95	9.3%
Albany, NY	$52K	$70K	$93K	98	6.85%
St. Petersburg, FL	$52K	$70K	$92K	105	None ✓
Port St. Lucie, FL	$52K	$70K	$93K	98	None ✓
Aurora, IL	$52K	$70K	$91K	95	4.95%
Mesa, AZ	$52K	$70K	$92K	98	2.5%
Glendale, AZ	$52K	$70K	$91K	95	2.5%
Norfolk, VA	$52K	$70K	$91K	95	5.75%
Chesapeake, VA	$52K	$70K	$93K	98	5.75%
Newport News, VA	$52K	$70K	$91K	95	5.75%
Columbus, OH	$52K	$70K	$92K	90	3.99%
Cincinnati, OH	$52K	$70K	$92K	88	3.99%
Pittsburgh, PA	$52K	$70K	$92K	90	3.07%
Allentown, PA	$52K	$70K	$91K	95	3.07%
Las Vegas, NV	$52K	$70K	$92K	102	None ✓
Reno, NV	$52K	$70K	$92K	108	None ✓
North Las Vegas, NV	$52K	$70K	$93K	98	None ✓
West Valley City, UT	$52K	$70K	$93K	98	4.85%
Orem, UT	$52K	$70K	$93K	98	4.85%
North Charleston, SC	$52K	$70K	$91K	95	6.5%
Des Moines, IA	$52K	$70K	$92K	88	4.82%
Nampa, ID	$52K	$70K	$93K	98	5.8%
Billings, MT	$52K	$70K	$93K	98	6.75%
Lewiston, ME	$52K	$70K	$93K	98	7.15%
Midland, TX	$51K	$69K	$90K	92	None ✓
Jacksonville, FL	$51K	$69K	$90K	93	None ✓
Athens, GA	$51K	$69K	$90K	92	5.75%
Virginia Beach, VA	$51K	$69K	$90K	98	5.75%
Kansas City, MO	$51K	$69K	$90K	90	5.3%
St. Louis, MO	$51K	$69K	$90K	86	5.3%
Madison, WI	$51K	$69K	$90K	102	5.3%
Duluth, MN	$51K	$69K	$90K	92	6.8%
Charleston, SC	$51K	$69K	$90K	105	6.5%
Greenville, SC	$51K	$69K	$90K	92	6.5%
Omaha, NE	$51K	$69K	$90K	88	5.84%
Cheyenne, WY	$51K	$69K	$90K	92	None ✓
Grand Prairie, TX	$50K	$68K	$89K	90	None ✓
Tallahassee, FL	$50K	$68K	$89K	90	None ✓
Joliet, IL	$50K	$68K	$89K	90	4.95%
Sterling Heights, MI	$50K	$68K	$89K	90	4.25%
Kenosha, WI	$50K	$68K	$89K	90	5.3%
Fargo, ND	$50K	$68K	$89K	90	2.5%
San Antonio, TX	$49K	$67K	$87K	87	None ✓
Pasadena, TX	$50K	$67K	$88K	88	None ✓
Mesquite, TX	$50K	$67K	$88K	88	None ✓
Fresno, CA	$49K	$67K	$87K	102	9.3%
Buffalo, NY	$49K	$67K	$87K	88	6.85%
Rochester, NY	$49K	$67K	$87K	90	6.85%
Syracuse, NY	$50K	$67K	$88K	88	6.85%
Gainesville, FL	$50K	$67K	$88K	88	None ✓
Colorado Springs, CO	$50K	$67K	$88K	102	4.55%
Greensboro, NC	$50K	$67K	$88K	88	4.75%
Chattanooga, TN	$50K	$67K	$88K	88	None ✓
Detroit, MI	$50K	$67K	$88K	82	4.25%
Indianapolis, IN	$50K	$67K	$88K	88	3.23%
Milwaukee, WI	$50K	$67K	$88K	90	5.3%
Green Bay, WI	$50K	$67K	$88K	88	5.3%
Louisville, KY	$49K	$67K	$87K	85	5%
Lexington, KY	$50K	$67K	$88K	88	5%
Huntsville, AL	$49K	$67K	$87K	88	5%
Great Falls, MT	$50K	$67K	$88K	88	6.75%
Casper, WY	$50K	$67K	$88K	88	None ✓
Bismarck, ND	$50K	$67K	$88K	88	2.5%
Sioux Falls, SD	$50K	$67K	$88K	88	None ✓
Rapid City, SD	$50K	$67K	$88K	88	None ✓
Beaumont, TX	$49K	$66K	$87K	85	None ✓
Odessa, TX	$49K	$66K	$87K	85	None ✓
Tyler, TX	$49K	$66K	$87K	85	None ✓
Winston-Salem, NC	$49K	$66K	$87K	85	4.75%
Warren, MI	$49K	$66K	$87K	85	4.25%
Lansing, MI	$49K	$66K	$87K	85	4.25%
Independence, MO	$49K	$66K	$87K	85	5.3%
Lafayette, LA	$49K	$66K	$87K	85	6%
Cedar Rapids, IA	$49K	$66K	$87K	85	4.82%
Kansas City, KS	$49K	$66K	$87K	85	5.7%
Lincoln, NE	$49K	$66K	$87K	85	5.84%
Rio Rancho, NM	$49K	$66K	$87K	85	5.9%
Fayetteville, AR	$49K	$66K	$87K	85	4.9%
Amarillo, TX	$49K	$65K	$86K	82	None ✓
Killeen, TX	$48K	$65K	$85K	80	None ✓
Waco, TX	$49K	$65K	$86K	82	None ✓
Rockford, IL	$48K	$65K	$85K	80	4.95%
Pueblo, CO	$49K	$65K	$86K	82	4.55%
Columbus, GA	$49K	$65K	$86K	82	5.75%
Augusta, GA	$49K	$65K	$86K	82	5.75%
Macon, GA	$48K	$65K	$85K	80	5.75%
Fayetteville, NC	$49K	$65K	$86K	82	4.75%
Clarksville, TN	$49K	$65K	$86K	82	None ✓
Akron, OH	$48K	$65K	$85K	80	3.99%
Dayton, OH	$48K	$65K	$85K	80	3.99%
Erie, PA	$48K	$65K	$85K	80	3.07%
Springfield, MO	$48K	$65K	$85K	80	5.3%
Fort Wayne, IN	$48K	$65K	$85K	80	3.23%
South Bend, IN	$49K	$65K	$86K	82	3.23%
Bowling Green, KY	$48K	$65K	$85K	80	5%
Montgomery, AL	$48K	$65K	$85K	80	5%
Mobile, AL	$49K	$65K	$86K	82	5%
Norman, OK	$48K	$65K	$85K	80	4.75%
Broken Arrow, OK	$49K	$65K	$86K	82	4.75%
Davenport, IA	$49K	$65K	$86K	82	4.82%
Las Cruces, NM	$48K	$65K	$85K	80	5.9%
Gulfport, MS	$48K	$65K	$85K	80	5%
Abilene, TX	$48K	$64K	$84K	78	None ✓
Cleveland, OH	$48K	$64K	$85K	82	3.99%
Toledo, OH	$48K	$64K	$84K	78	3.99%
Evansville, IN	$48K	$64K	$84K	78	3.23%
Birmingham, AL	$48K	$64K	$85K	82	5%
New Orleans, LA	$48K	$64K	$85K	92	6%
Shreveport, LA	$48K	$64K	$84K	78	6%
Jackson, MS	$48K	$64K	$84K	78	5%
Charleston, WV	$48K	$64K	$84K	78	6.5%
Brownsville, TX	$47K	$63K	$83K	75	None ✓
Spokane, WA	$47K	$63K	$83K	95	None ✓
Memphis, TN	$47K	$63K	$83K	82	None ✓
Grand Rapids, MI	$47K	$63K	$83K	90	4.25%
Columbia, SC	$47K	$63K	$83K	88	6.5%
Oklahoma City, OK	$47K	$63K	$83K	82	4.75%
Baton Rouge, LA	$47K	$63K	$83K	88	6%
Fort Smith, AR	$47K	$63K	$83K	75	4.9%
Huntington, WV	$47K	$63K	$83K	75	6.5%
Corpus Christi, TX	$46K	$62K	$81K	84	None ✓
Tucson, AZ	$46K	$62K	$81K	90	2.5%
Savannah, GA	$46K	$62K	$81K	92	5.75%
Knoxville, TN	$46K	$62K	$81K	85	None ✓
Tulsa, OK	$46K	$62K	$81K	80	4.75%
Albuquerque, NM	$46K	$62K	$81K	88	5.9%
El Paso, TX	$44K	$60K	$78K	82	None ✓
Wichita, KS	$45K	$60K	$79K	82	5.7%
Little Rock, AR	$44K	$60K	$78K	82	4.9%
Lubbock, TX	$43K	$57K	$75K	78	None ✓
Laredo, TX	$41K	$55K	$72K	76	None ✓

COL-adjusted: where does your salary go furthest?

A $70K Credit Analyst salary in Houston (COL 91, no tax) has significantly more purchasing power than the same salary in San Francisco (COL 224, 9.3% state tax). Use our calculator to see the real numbers.

Try COL Calculator →

Credit Analyst Salary Guide (2026)

The national median salary for a Credit Analyst is $70,000 per year. Entry-level positions typically start at $52,000, while experienced professionals in the top 25% earn $92,000 or more. The highest-paid 10% of Credit Analysts nationally earn $120,000+.

Education and requirements

Bachelor's in Finance or Accounting. This role is 42% remote-eligible nationally, which significantly expands the geographic job market for workers in lower cost-of-living cities.

Salary growth outlook

Credit Analyst compensation is growing at 2.8% annually, near the national average wage growth rate.

Credit Analyst salary FAQ

How much does a Credit Analyst make?

The median Credit Analyst salary in the US is $70,000 per year — about $34/hour. Most earn between $52,000 (25th percentile) and $92,000 (75th percentile).

What is the starting salary for a Credit Analyst?

Entry-level Credit Analyst positions typically start around $52,000 per year. Pay rises with experience, specialization, and location.

How much do the highest-paid Credit Analysts earn?

The top 10% of Credit Analysts earn $120,000 or more per year — usually senior, lead, or specialized professionals in high-cost or high-demand markets.

Which city pays Credit Analysts the most?

San Francisco has the highest median Credit Analyst salary at $105K among the cities we track. But high-cost metros like San Francisco and New York often have lower real purchasing power once cost of living and taxes are factored in.

Are Credit Analyst salaries going up?

Yes — Credit Analyst pay is growing about 2.8% year over year, near the US average wage-growth rate.

Credit Analyst Salaryby City (2026)