FinanceUpdated Q1 2025No state income tax

Credit Analyst Salary
in Lubbock, TX

Evaluate creditworthiness of individuals and businesses applying for loans. Median salary in Lubbock: $57K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$57K
per year
Take-home: $40K

Salary range in Lubbock

Entry level (25th)$43,000
Median (50th)$57,000
Senior (75th)$75,000
Top earner (90th)$98,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Lubbock, Texas.

Key facts for Lubbock

Median salary
$57K
annual
Take-home pay
$40K
after fed/state tax
COL index
78
100 = US avg
State income tax
None
Texas advantage!
Avg 1BR rent
$780
per month
YoY growth
+2.8%
salary trend

Salary forecast: Lubbock Credit Analyst to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $57K by 2030.

Salary trend & forecast — Lubbock

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Credit Analyst salary trend 2019–2030PROJECTED →$48K$52K$56K$60K$64K201920212023202520272029
2026
$58K
projected
2027
$60K
projected
2028
$61K
projected
2029
$63K
projected
2030
$64K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$57,000+$0
2028 projected$57,000+$0
2029 projected$57,000+$0
2030 projected$57,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Credit Analyst Salary in Lubbock, Texas: Complete Guide (2026)

The median Credit Analyst salary in Lubbock, TX is $57,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the Lubbock–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Credit Analyst in Lubbock

Entry-level Credit Analysts in Lubbock with 0–2 years of experience typically earn between $43,000 and $57,000 annually. Mid-career professionals with 3–7 years command $57,000 to $75,000, while senior-level practitioners with 8+ years of experience regularly earn $75,000 to $98,000 or more.

Cost of living in Lubbock for Credit Analysts

Lubbock has a cost of living index of 78 compared to the US national average of 100. This means your salary goes approximately 22% further in Lubbock than the national average. Crucially, Texas has no state income tax — giving Lubbock-based Credit Analysts an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Credit Analyst

Bachelor's in Finance or Accounting. 42% of these roles offer some remote flexibility.

Credit Analyst salary in nearby cities

CityMedian salaryCOL index
Lubbock (current)$57K78
Houston91
San Antonio87
Dallas96
Austin110
Fort Worth93