Evaluate creditworthiness of individuals and businesses applying for loans. Median salary in Pasadena: $62K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Pasadena, Texas. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Credit Analysts in Pasadena earn approximately 11% lower than the US national median for this role — a $8,000 discount on annual base salary. Pasadena's lower wage level partially reflects the area's cost-of-living index of 88 (US avg = 100).
Texas has no state income tax, which is worth roughly $5,766 per year at this salary level compared to a California Credit Analyst on the same gross pay. A Pasadena Credit Analyst would need to earn $68,357 in California to net the same take-home.
Average 1-bedroom rent in Pasadena ($1,100/mo) consumes approximately 30% of an after-tax median Credit Analyst salary. Financial planners typically recommend keeping housing under 30% of take-home — a salary at the 75th percentile ($81K) brings that ratio into a more comfortable range here.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $62K by 2030.
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The median Credit Analyst salary in Pasadena, TX is $62,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Pasadena–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Credit Analysts in Pasadena with 0–2 years of experience typically earn between $46,000 and $62,000 annually. Mid-career professionals with 3–7 years command $62,000 to $81,000, while senior-level practitioners with 8+ years of experience regularly earn $81,000 to $106,000 or more.
Pasadena has a cost of living index of 88 compared to the US national average of 100. This means your salary goes approximately 12% further in Pasadena than the national average. Crucially, Texas has no state income tax — giving Pasadena-based Credit Analysts an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
Bachelor's in Finance or Accounting. 42% of these roles offer some remote flexibility.