Mortgage Loan Officer Salary
in Birmingham, AL
Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Birmingham: $66K/year. Data from BLS, O*NET, and H-1B disclosures.
Salary range in Birmingham
Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Birmingham, Alabama.
Key facts for Birmingham
Salary forecast: Birmingham Mortgage Loan Officer to 2030
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $66K by 2030.
Full salary breakdown & negotiation guide
Unlock the full salary report + negotiation email template
Enter your email for free access. We'll send salary market updates — unsubscribe anytime.
No spam. Unsubscribe anytime.
Mortgage Loan Officer Salary in Birmingham, Alabama: Complete Guide (2026)
The median Mortgage Loan Officer salary in Birmingham, AL is $66,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the Birmingham–AL metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Salary range for Mortgage Loan Officer in Birmingham
Entry-level Mortgage Loan Officers in Birmingham with 0–2 years of experience typically earn between $44,000 and $66,000 annually. Mid-career professionals with 3–7 years command $66,000 to $99,000, while senior-level practitioners with 8+ years of experience regularly earn $99,000 to $149,000 or more.
Cost of living in Birmingham for Mortgage Loan Officers
Birmingham has a cost of living index of 82 compared to the US national average of 100. This means your salary goes approximately 18% further in Birmingham than the national average. Alabama has a 5% state income tax rate.
Education requirements for Mortgage Loan Officer
Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.