FinanceUpdated Q1 2025

Mortgage Loan Officer Salary
in Huntsville, AL

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Huntsville: $68K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$68K
per year
Take-home: $44K

Salary range in Huntsville

Entry level (25th)$46,000
Median (50th)$68,000
Senior (75th)$103,000
Top earner (90th)$154,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Huntsville, Alabama.

Key facts for Huntsville

Median salary
$68K
annual
Take-home pay
$44K
after fed/state tax
COL index
88
100 = US avg
State income tax
5%
annual
Avg 1BR rent
$1,200
per month
YoY growth
+2.5%
salary trend

Salary forecast: Huntsville Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $68K by 2030.

Salary trend & forecast — Huntsville

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED →$57K$62K$67K$72K$77K201920212023202520272029
2026
$70K
projected
2027
$71K
projected
2028
$73K
projected
2029
$75K
projected
2030
$77K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$68,000+$0
2028 projected$68,000+$0
2029 projected$68,000+$0
2030 projected$68,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Mortgage Loan Officer Salary in Huntsville, Alabama: Complete Guide (2026)

The median Mortgage Loan Officer salary in Huntsville, AL is $68,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the Huntsville–AL metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in Huntsville

Entry-level Mortgage Loan Officers in Huntsville with 0–2 years of experience typically earn between $46,000 and $68,000 annually. Mid-career professionals with 3–7 years command $68,000 to $103,000, while senior-level practitioners with 8+ years of experience regularly earn $103,000 to $154,000 or more.

Cost of living in Huntsville for Mortgage Loan Officers

Huntsville has a cost of living index of 88 compared to the US national average of 100. This means your salary goes approximately 12% further in Huntsville than the national average. Alabama has a 5% state income tax rate.

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
Huntsville (current)$68K88
Birmingham82
Montgomery80
Mobile82