FinanceUpdated Q1 2025No state income tax

Mortgage Loan Officer Salary
in Carrollton, TX

Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in Carrollton: $72K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$72K
per year
Take-home: $51K

Salary range in Carrollton

Entry level (25th)$48,000
Median (50th)$72,000
Senior (75th)$108,000
Top earner (90th)$162,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Carrollton, Texas.

Key facts for Carrollton

Median salary
$72K
annual
Take-home pay
$51K
after fed/state tax
COL index
102
100 = US avg
State income tax
None
Texas advantage!
Avg 1BR rent
$1,400
per month
YoY growth
+2.5%
salary trend

Salary forecast: Carrollton Mortgage Loan Officer to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $72K by 2030.

Salary trend & forecast — Carrollton

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Mortgage Loan Officer salary trend 2019–2030PROJECTED →$60K$65K$71K$76K$81K201920212023202520272029
2026
$74K
projected
2027
$76K
projected
2028
$78K
projected
2029
$79K
projected
2030
$81K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$72,000+$0
2028 projected$72,000+$0
2029 projected$72,000+$0
2030 projected$72,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Mortgage Loan Officer Salary in Carrollton, Texas: Complete Guide (2026)

The median Mortgage Loan Officer salary in Carrollton, TX is $72,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the Carrollton–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Mortgage Loan Officer in Carrollton

Entry-level Mortgage Loan Officers in Carrollton with 0–2 years of experience typically earn between $48,000 and $72,000 annually. Mid-career professionals with 3–7 years command $72,000 to $108,000, while senior-level practitioners with 8+ years of experience regularly earn $108,000 to $162,000 or more.

Cost of living in Carrollton for Mortgage Loan Officers

Carrollton has a cost of living index of 102 compared to the US national average of 100. Living costs in Carrollton are close to the national average. Crucially, Texas has no state income tax — giving Carrollton-based Mortgage Loan Officers an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Mortgage Loan Officer

Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.

Mortgage Loan Officer salary in nearby cities

CityMedian salaryCOL index
Carrollton (current)$72K102
Houston91
San Antonio87
Dallas96
Austin110
Fort Worth93