InsuranceUpdated Q1 2026No state income tax

Insurance Agent Salary
in Dallas, TX

Sell and service insurance policies for individuals and businesses. Median salary in Dallas: $66K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$66K
per year
Take-home: $46K

Salary range in Dallas

Entry level (25th)$43,000
Median (50th)$66,000
Senior (75th)$100,000
Top earner (90th)$148,000
Data freshness

Figures represent annual base salary in Dallas, Texas. Reviewed by SalaryOptics Editorial Β· How we calculate this β†’

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What the numbers say for Dallas

Analysis derived from the salary, COL, tax, and labor-market figures above β€” specific to this role and city.

14% premium vs national median

Insurance Agents in Dallas earn approximately 14% higher than the US national median for this role β€” a $8,000 premium on annual base salary. This reflects Dallas's position as a higher-cost labor market where employers must match local wage norms.

Cost-of-living adjusted picture

Adjusted for Dallas's cost-of-living index (96), the median Insurance Agent salary buys the equivalent of $68,750 in a US-average-cost city. That's $10,750 more purchasing power than the national median β€” a meaningful real-wage advantage.

No state income tax β€” $6K effective edge

Texas has no state income tax, which is worth roughly $6,138 per year at this salary level compared to a California Insurance Agent on the same gross pay. A Dallas Insurance Agent would need to earn $72,767 in California to net the same take-home.

Key facts for Dallas

Median salary
$66K
annual
Take-home pay
$46K
after fed/state tax
COL index
96
100 = US avg
State income tax
None
no-tax state
Avg 1BR rent
$1,380
per month
YoY growth
+2.5%
salary trend

Salary forecast: Dallas Insurance Agent to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $66K by 2030.

Salary trend & forecast β€” Dallas

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Insurance Agent salary trend 2019–2030PROJECTED β†’$55K$60K$65K$70K$75K201920212023202520272029
2026
$68K
projected
2027
$69K
projected
2028
$71K
projected
2029
$73K
projected
2030
$75K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$66,000+$0
2028 projected$66,000+$0
2029 projected$66,000+$0
2030 projected$66,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Insurance Agent Salary in Dallas, Texas: Complete Guide (2026)

The median Insurance Agent salary in Dallas, TX is $66,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Dallas–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Insurance Agent in Dallas

Entry-level Insurance Agents in Dallas with 0–2 years of experience typically earn between $43,000 and $66,000 annually. Mid-career professionals with 3–7 years command $66,000 to $100,000, while senior-level practitioners with 8+ years of experience regularly earn $100,000 to $148,000 or more.

Cost of living in Dallas for Insurance Agents

Dallas has a cost of living index of 96 compared to the US national average of 100. This means your salary goes approximately 4% further in Dallas than the national average. Crucially, Texas has no state income tax β€” giving Dallas-based Insurance Agents an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).

Education requirements for Insurance Agent

High school diploma; state insurance license required. 40% of these roles offer some remote flexibility.

Insurance Agent salary in nearby cities

CityMedian salaryCOL index
Dallas (current)$66K96
Houston$61K91
San Antonio$55K87
Austin$64K110
Fort Worth$59K93
El Paso$49K82