Insurance40% remote-eligible+2.5% YoY growth

Insurance Agent Salary
by City (2026)

Sell and service insurance policies for individuals and businesses. National median: $58K/year. See how your city compares.

National median

$58K

Top 10% earn

$130K

Entry level

$38K

Salary growth

+2.5%/yr

Insurance Agent salary by city

Sorted by median salary

City	Entry	Median	Senior	COL	Tax
San Francisco, CA	$57K	$87K	$132K	224	9.3%
San Jose, CA	$55K	$84K	$128K	210	9.3%
New York City, NY	$54K	$82K	$124K	187	6.85%
Jersey City, NJ	$54K	$82K	$125K	162	10.75%
Cambridge, MA	$53K	$81K	$124K	185	5%
Pearl City, HI	$53K	$81K	$124K	185	11%
Oakland, CA	$52K	$80K	$121K	185	9.3%
Washington, DC	$52K	$80K	$121K	152	8.5%
Bellevue, WA	$52K	$79K	$120K	175	None ✓
Irvine, CA	$51K	$78K	$118K	172	9.3%
Newark, NJ	$51K	$78K	$119K	155	10.75%
Boston, MA	$50K	$77K	$116K	162	5%
Yonkers, NY	$50K	$76K	$115K	165	6.85%
Bethesda, MD	$50K	$76K	$115K	165	5.75%
Los Angeles, CA	$49K	$75K	$114K	163	9.3%
Kirkland, WA	$49K	$75K	$114K	162	None ✓
Arlington, VA	$49K	$75K	$114K	148	5.75%
Seattle, WA	$49K	$74K	$113K	150	None ✓
Stamford, CT	$49K	$74K	$113K	158	6.99%
San Diego, CA	$48K	$73K	$110K	148	9.3%
Hilo, HI	$48K	$73K	$111K	155	11%
Anaheim, CA	$47K	$72K	$109K	148	9.3%
Santa Ana, CA	$47K	$72K	$109K	150	9.3%
Rockville, MD	$47K	$72K	$109K	148	5.75%
Long Beach, CA	$46K	$71K	$107K	155	9.3%
Alexandria, VA	$46K	$71K	$107K	145	5.75%
Elizabeth, NJ	$46K	$71K	$107K	145	10.75%
Chicago, IL	$46K	$70K	$106K	107	4.95%
Chula Vista, CA	$45K	$69K	$105K	138	9.3%
Paterson, NJ	$46K	$69K	$105K	140	10.75%
Edison, NJ	$45K	$69K	$105K	138	10.75%
Fairbanks, AK	$45K	$69K	$105K	138	None ✓
Sacramento, CA	$45K	$68K	$104K	128	9.3%
Miami, FL	$45K	$68K	$104K	123	None ✓
Scottsdale, AZ	$44K	$67K	$101K	118	2.5%
Denver, CO	$44K	$67K	$101K	118	4.55%
Worcester, MA	$44K	$67K	$101K	120	5%
Philadelphia, PA	$44K	$67K	$101K	110	3.07%
Portland, OR	$44K	$67K	$101K	130	9.9%
Baltimore, MD	$44K	$67K	$101K	115	5.75%
Hartford, CT	$44K	$67K	$101K	118	6.99%
Honolulu, HI	$44K	$67K	$101K	192	11%
Dallas, TX	$43K	$66K	$100K	96	None ✓
Plano, TX	$43K	$65K	$99K	105	None ✓
Atlanta, GA	$43K	$65K	$99K	99	5.75%
Minneapolis, MN	$43K	$65K	$99K	106	6.8%
New Haven, CT	$42K	$65K	$98K	122	6.99%
Austin, TX	$42K	$64K	$97K	110	None ✓
Frisco, TX	$42K	$64K	$97K	118	None ✓
Riverside, CA	$42K	$64K	$97K	118	9.3%
Fort Lauderdale, FL	$42K	$64K	$97K	118	None ✓
Naperville, IL	$42K	$64K	$97K	118	4.95%
Tacoma, WA	$42K	$64K	$97K	128	None ✓
Vancouver, WA	$42K	$64K	$97K	118	None ✓
Lowell, MA	$42K	$64K	$97K	118	5%
Charlotte, NC	$42K	$64K	$97K	100	4.75%
Gresham, OR	$42K	$64K	$97K	118	9.9%
Bridgeport, CT	$42K	$64K	$97K	118	6.99%
Manchester, NH	$42K	$64K	$97K	118	None ✓
Nashua, NH	$42K	$64K	$97K	120	None ✓
Burlington, VT	$42K	$64K	$97K	118	6.6%
Providence, RI	$42K	$64K	$97K	118	5.99%
Anchorage, AK	$42K	$64K	$97K	128	None ✓
Irving, TX	$41K	$63K	$95K	97	None ✓
McKinney, TX	$41K	$63K	$95K	108	None ✓
Hialeah, FL	$41K	$63K	$95K	115	None ✓
Hollywood, FL	$41K	$63K	$95K	115	None ✓
Aurora, CO	$41K	$63K	$95K	112	4.55%
Lakewood, CO	$41K	$63K	$95K	115	4.55%
Ann Arbor, MI	$41K	$63K	$95K	115	4.25%
St. Paul, MN	$41K	$63K	$95K	104	6.8%
Salt Lake City, UT	$41K	$63K	$95K	105	4.85%
Frederick, MD	$41K	$63K	$95K	115	5.75%
Portland, ME	$41K	$63K	$95K	115	7.15%
Concord, NH	$41K	$63K	$95K	115	None ✓
Warwick, RI	$41K	$63K	$95K	115	5.99%
Pembroke Pines, FL	$41K	$62K	$94K	112	None ✓
Fort Collins, CO	$41K	$62K	$94K	112	4.55%
Cary, NC	$41K	$62K	$94K	112	4.75%
Eugene, OR	$40K	$62K	$93K	110	9.9%
Houston, TX	$40K	$61K	$93K	91	None ✓
Round Rock, TX	$40K	$61K	$93K	108	None ✓
Tampa, FL	$40K	$61K	$92K	102	None ✓
Phoenix, AZ	$40K	$61K	$92K	100	2.5%
Chandler, AZ	$40K	$61K	$92K	105	2.5%
Gilbert, AZ	$40K	$61K	$93K	108	2.5%
Tempe, AZ	$40K	$61K	$93K	108	2.5%
Thornton, CO	$40K	$61K	$93K	108	4.55%
Raleigh, NC	$40K	$61K	$92K	102	4.75%
Durham, NC	$40K	$61K	$92K	100	4.75%
Nashville, TN	$40K	$61K	$92K	102	None ✓
Boise, ID	$40K	$61K	$93K	108	5.8%
Wilmington, DE	$40K	$61K	$93K	108	6.6%
Stockton, CA	$39K	$60K	$91K	105	9.3%
Springfield, MA	$39K	$60K	$91K	105	5%
Salem, OR	$39K	$60K	$91K	105	9.9%
Henderson, NV	$39K	$60K	$91K	105	None ✓
Meridian, ID	$39K	$60K	$91K	105	5.8%
Fort Worth, TX	$39K	$59K	$90K	93	None ✓
Denton, TX	$39K	$59K	$89K	100	None ✓
Carrollton, TX	$39K	$59K	$90K	102	None ✓
San Bernardino, CA	$39K	$59K	$89K	100	9.3%
Orlando, FL	$39K	$59K	$90K	100	None ✓
Cape Coral, FL	$39K	$59K	$89K	100	None ✓
Peoria, AZ	$39K	$59K	$89K	100	2.5%
Richmond, VA	$39K	$59K	$90K	98	5.75%
Rochester, MN	$39K	$59K	$89K	100	6.8%
Provo, UT	$39K	$59K	$90K	100	4.85%
West Jordan, UT	$39K	$59K	$89K	100	4.85%
Overland Park, KS	$39K	$59K	$89K	100	5.7%
Missoula, MT	$39K	$59K	$90K	102	6.75%
Dover, DE	$39K	$59K	$89K	100	6.6%
Arlington, TX	$38K	$58K	$88K	94	None ✓
Garland, TX	$38K	$58K	$88K	91	None ✓
Bakersfield, CA	$38K	$58K	$87K	95	9.3%
Albany, NY	$38K	$58K	$89K	98	6.85%
St. Petersburg, FL	$38K	$58K	$88K	105	None ✓
Port St. Lucie, FL	$38K	$58K	$89K	98	None ✓
Aurora, IL	$38K	$58K	$87K	95	4.95%
Mesa, AZ	$38K	$58K	$88K	98	2.5%
Glendale, AZ	$38K	$58K	$87K	95	2.5%
Norfolk, VA	$38K	$58K	$87K	95	5.75%
Chesapeake, VA	$38K	$58K	$89K	98	5.75%
Newport News, VA	$38K	$58K	$87K	95	5.75%
Columbus, OH	$38K	$58K	$88K	90	3.99%
Cincinnati, OH	$38K	$58K	$88K	88	3.99%
Pittsburgh, PA	$38K	$58K	$88K	90	3.07%
Allentown, PA	$38K	$58K	$87K	95	3.07%
Las Vegas, NV	$38K	$58K	$88K	102	None ✓
Reno, NV	$38K	$58K	$88K	108	None ✓
North Las Vegas, NV	$38K	$58K	$89K	98	None ✓
West Valley City, UT	$38K	$58K	$89K	98	4.85%
Orem, UT	$38K	$58K	$89K	98	4.85%
North Charleston, SC	$38K	$58K	$87K	95	6.5%
Des Moines, IA	$38K	$58K	$88K	88	4.82%
Nampa, ID	$38K	$58K	$89K	98	5.8%
Billings, MT	$38K	$58K	$89K	98	6.75%
Lewiston, ME	$38K	$58K	$89K	98	7.15%
Midland, TX	$37K	$57K	$86K	92	None ✓
Jacksonville, FL	$37K	$57K	$86K	93	None ✓
Athens, GA	$37K	$57K	$86K	92	5.75%
Virginia Beach, VA	$37K	$57K	$86K	98	5.75%
Kansas City, MO	$37K	$57K	$86K	90	5.3%
St. Louis, MO	$37K	$57K	$86K	86	5.3%
Madison, WI	$37K	$57K	$86K	102	5.3%
Duluth, MN	$37K	$57K	$86K	92	6.8%
Charleston, SC	$37K	$57K	$86K	105	6.5%
Greenville, SC	$37K	$57K	$86K	92	6.5%
Omaha, NE	$37K	$57K	$86K	88	5.84%
Cheyenne, WY	$37K	$57K	$86K	92	None ✓
Grand Prairie, TX	$37K	$56K	$85K	90	None ✓
Pasadena, TX	$37K	$56K	$85K	88	None ✓
Mesquite, TX	$37K	$56K	$85K	88	None ✓
Syracuse, NY	$37K	$56K	$85K	88	6.85%
Tallahassee, FL	$37K	$56K	$85K	90	None ✓
Gainesville, FL	$37K	$56K	$85K	88	None ✓
Joliet, IL	$37K	$56K	$85K	90	4.95%
Colorado Springs, CO	$36K	$56K	$84K	102	4.55%
Greensboro, NC	$37K	$56K	$85K	88	4.75%
Chattanooga, TN	$37K	$56K	$85K	88	None ✓
Detroit, MI	$36K	$56K	$84K	82	4.25%
Sterling Heights, MI	$37K	$56K	$85K	90	4.25%
Indianapolis, IN	$36K	$56K	$84K	88	3.23%
Milwaukee, WI	$36K	$56K	$84K	90	5.3%
Green Bay, WI	$37K	$56K	$85K	88	5.3%
Kenosha, WI	$37K	$56K	$85K	90	5.3%
Lexington, KY	$37K	$56K	$85K	88	5%
Great Falls, MT	$37K	$56K	$85K	88	6.75%
Casper, WY	$37K	$56K	$85K	88	None ✓
Fargo, ND	$37K	$56K	$85K	90	2.5%
Bismarck, ND	$37K	$56K	$85K	88	2.5%
Sioux Falls, SD	$37K	$56K	$85K	88	None ✓
Rapid City, SD	$37K	$56K	$85K	88	None ✓
San Antonio, TX	$36K	$55K	$84K	87	None ✓
Beaumont, TX	$36K	$55K	$83K	85	None ✓
Odessa, TX	$36K	$55K	$83K	85	None ✓
Tyler, TX	$36K	$55K	$83K	85	None ✓
Fresno, CA	$36K	$55K	$84K	102	9.3%
Buffalo, NY	$36K	$55K	$84K	88	6.85%
Rochester, NY	$36K	$55K	$84K	90	6.85%
Winston-Salem, NC	$36K	$55K	$83K	85	4.75%
Warren, MI	$36K	$55K	$83K	85	4.25%
Lansing, MI	$36K	$55K	$83K	85	4.25%
Independence, MO	$36K	$55K	$83K	85	5.3%
Louisville, KY	$36K	$55K	$84K	85	5%
Huntsville, AL	$36K	$55K	$84K	88	5%
Lafayette, LA	$36K	$55K	$83K	85	6%
Cedar Rapids, IA	$36K	$55K	$83K	85	4.82%
Kansas City, KS	$36K	$55K	$83K	85	5.7%
Lincoln, NE	$36K	$55K	$83K	85	5.84%
Rio Rancho, NM	$36K	$55K	$83K	85	5.9%
Fayetteville, AR	$36K	$55K	$83K	85	4.9%
Amarillo, TX	$35K	$54K	$82K	82	None ✓
Killeen, TX	$35K	$54K	$81K	80	None ✓
Waco, TX	$35K	$54K	$82K	82	None ✓
Rockford, IL	$35K	$54K	$81K	80	4.95%
Pueblo, CO	$35K	$54K	$82K	82	4.55%
Columbus, GA	$35K	$54K	$82K	82	5.75%
Augusta, GA	$35K	$54K	$82K	82	5.75%
Macon, GA	$35K	$54K	$81K	80	5.75%
Fayetteville, NC	$35K	$54K	$82K	82	4.75%
Clarksville, TN	$35K	$54K	$82K	82	None ✓
Akron, OH	$35K	$54K	$81K	80	3.99%
Dayton, OH	$35K	$54K	$81K	80	3.99%
Erie, PA	$35K	$54K	$81K	80	3.07%
Springfield, MO	$35K	$54K	$81K	80	5.3%
Fort Wayne, IN	$35K	$54K	$81K	80	3.23%
South Bend, IN	$35K	$54K	$82K	82	3.23%
Bowling Green, KY	$35K	$54K	$81K	80	5%
Montgomery, AL	$35K	$54K	$81K	80	5%
Mobile, AL	$35K	$54K	$82K	82	5%
Norman, OK	$35K	$54K	$81K	80	4.75%
Broken Arrow, OK	$35K	$54K	$82K	82	4.75%
Davenport, IA	$35K	$54K	$82K	82	4.82%
Las Cruces, NM	$35K	$54K	$81K	80	5.9%
Gulfport, MS	$35K	$54K	$81K	80	5%
Abilene, TX	$35K	$53K	$81K	78	None ✓
Cleveland, OH	$35K	$53K	$81K	82	3.99%
Toledo, OH	$35K	$53K	$81K	78	3.99%
Evansville, IN	$35K	$53K	$81K	78	3.23%
Birmingham, AL	$35K	$53K	$81K	82	5%
New Orleans, LA	$35K	$53K	$81K	92	6%
Shreveport, LA	$35K	$53K	$81K	78	6%
Jackson, MS	$35K	$53K	$81K	78	5%
Charleston, WV	$35K	$53K	$81K	78	6.5%
Brownsville, TX	$34K	$52K	$79K	75	None ✓
Spokane, WA	$34K	$52K	$79K	95	None ✓
Memphis, TN	$34K	$52K	$79K	82	None ✓
Grand Rapids, MI	$34K	$52K	$79K	90	4.25%
Columbia, SC	$34K	$52K	$79K	88	6.5%
Oklahoma City, OK	$34K	$52K	$79K	82	4.75%
Baton Rouge, LA	$34K	$52K	$79K	88	6%
Fort Smith, AR	$34K	$52K	$79K	75	4.9%
Huntington, WV	$34K	$52K	$79K	75	6.5%
Corpus Christi, TX	$33K	$51K	$77K	84	None ✓
Tucson, AZ	$33K	$51K	$77K	90	2.5%
Savannah, GA	$33K	$51K	$77K	92	5.75%
Knoxville, TN	$33K	$51K	$77K	85	None ✓
Tulsa, OK	$33K	$51K	$77K	80	4.75%
Albuquerque, NM	$33K	$51K	$77K	88	5.9%
Wichita, KS	$33K	$50K	$76K	82	5.7%
El Paso, TX	$32K	$49K	$75K	82	None ✓
Little Rock, AR	$32K	$49K	$75K	82	4.9%
Lubbock, TX	$31K	$48K	$72K	78	None ✓
Laredo, TX	$30K	$45K	$69K	76	None ✓

COL-adjusted: where does your salary go furthest?

A $58K Insurance Agent salary in Houston (COL 91, no tax) has significantly more purchasing power than the same salary in San Francisco (COL 224, 9.3% state tax). Use our calculator to see the real numbers.

Try COL Calculator →

Insurance Agent Salary Guide (2026)

The national median salary for a Insurance Agent is $58,000 per year. Entry-level positions typically start at $38,000, while experienced professionals in the top 25% earn $88,000 or more. The highest-paid 10% of Insurance Agents nationally earn $130,000+.

Education and requirements

High school diploma; state insurance license required. This role is 40% remote-eligible nationally, which significantly expands the geographic job market for workers in lower cost-of-living cities.

Salary growth outlook

Insurance Agent compensation is growing at 2.5% annually, near the national average wage growth rate.

Insurance Agent salary FAQ

How much does a Insurance Agent make?

The median Insurance Agent salary in the US is $58,000 per year — about $28/hour. Most earn between $38,000 (25th percentile) and $88,000 (75th percentile).

What is the starting salary for a Insurance Agent?

Entry-level Insurance Agent positions typically start around $38,000 per year. Pay rises with experience, specialization, and location.

How much do the highest-paid Insurance Agents earn?

The top 10% of Insurance Agents earn $130,000 or more per year — usually senior, lead, or specialized professionals in high-cost or high-demand markets.

Which city pays Insurance Agents the most?

San Francisco has the highest median Insurance Agent salary at $87K among the cities we track. But high-cost metros like San Francisco and New York often have lower real purchasing power once cost of living and taxes are factored in.

Are Insurance Agent salaries going up?

Yes — Insurance Agent pay is growing about 2.5% year over year, near the US average wage-growth rate.

Insurance Agent Salaryby City (2026)