InsuranceUpdated Q1 2026

Insurance Agent Salary
in Frederick, MD

Sell and service insurance policies for individuals and businesses. Median salary in Frederick: $67K/year. Data from BLS, O*NET, and H-1B disclosures.

Median salary
$67K
per year
Take-home: $43K

Salary range in Frederick

Entry level (25th)$44,000
Median (50th)$67,000
Senior (75th)$101,000
Top earner (90th)$150,000

Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in Frederick, Maryland.

Key facts for Frederick

Median salary
$67K
annual
Take-home pay
$43K
after fed/state tax
COL index
115
100 = US avg
State income tax
5.75%
annual
Avg 1BR rent
$1,700
per month
YoY growth
+2.5%
salary trend

Salary forecast: Frederick Insurance Agent to 2030

Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $67K by 2030.

Salary trend & forecast β€” Frederick

Historical (2019–2025) + projected to 2030 based on BLS growth rates

HistoricalProjected
Insurance Agent salary trend 2019–2030PROJECTED β†’$56K$61K$66K$71K$76K201920212023202520272029
2026
$69K
projected
2027
$70K
projected
2028
$72K
projected
2029
$74K
projected
2030
$76K
projected

Projections based on BLS Employment Projections 2022–2032 CAGR and WEF Jobs Report 2025. Not financial advice.

YearProjected median salaryvs today
2027 projected$67,000+$0
2028 projected$67,000+$0
2029 projected$67,000+$0
2030 projected$67,000+$0

Projections use compound annual growth rate (CAGR) from BLS occupational outlook data. Actual salaries may vary.

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Insurance Agent Salary in Frederick, Maryland: Complete Guide (2026)

The median Insurance Agent salary in Frederick, MD is $67,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Frederick–MD metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.

Salary range for Insurance Agent in Frederick

Entry-level Insurance Agents in Frederick with 0–2 years of experience typically earn between $44,000 and $67,000 annually. Mid-career professionals with 3–7 years command $67,000 to $101,000, while senior-level practitioners with 8+ years of experience regularly earn $101,000 to $150,000 or more.

Cost of living in Frederick for Insurance Agents

Frederick has a cost of living index of 115 compared to the US national average of 100. Frederick's cost of living is above the US average, so the salary figures above reflect local market rates. Maryland has a 5.75% state income tax rate.

Education requirements for Insurance Agent

High school diploma; state insurance license required. 40% of these roles offer some remote flexibility.

Insurance Agent salary in nearby cities

CityMedian salaryCOL index
Frederick (current)$67K115
Baltimore$67K115
Rockville$86K148
Bethesda$96K165